1461 N RIVER CIRCLE, Tarpon Springs, FL, 34689 | $465,000

One or more photo(s) has been virtually staged. Welcome to this beautifully upgraded 3-bedroom, 2 full bathroom home with a 2-car garage, built in 2021 and perfectly situated on a spacious corner lot in the charming coastal community of Tarpon Springs. From the moment you arrive, you’ll appreciate the extra-large driveway, inviting front porch with custom railing, and the attention to detail throughout this move-in-ready property. Inside, the home offers stylish diagonal-laid tile flooring, crown moulding, tray ceiling in the primary suite, dimmer lighting in the kitchen and dining room, and five ceiling fans with remotes for added comfort. The thoughtfully designed layout includes a walk-in pantry with motion lighting, drop-zone cabinetry with granite countertops, laundry room cabinetry with granite surfaces, pocket doors in the primary bath area, and upgraded carpet padding in all bedrooms.

Step outside to your fully fenced private backyard featuring new sod, irrigation system with separate meter, and an oversized concrete patio complete with a 220-volt 50-amp hot tub circuit—perfect for relaxing or entertaining. Additional highlights include hurricane shutters, insulated and vented garage ceiling, garage exhaust fan, side garage access door with walkway, rear walk door, garage door opener, and deadbolts on all exterior doors.

Enjoy living in vibrant Tarpon Springs, known for its beautiful beaches, waterfront parks, unique shops, delicious restaurants, year-round community events, and the world-famous Tarpon Springs Sponge Docks. With nearby outdoor recreation, boating, festivals, and the Pinellas Trail, this exceptional newer home offers the perfect blend of modern comfort and the Florida lifestyle.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,722
  • Acreage: 0.13
  • Est. Taxes: $4,548
  • HOA Fee: $130 Monthly
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8508565
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8508565/1461nrivercircle_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 12:17:12 PM)
Listing courtesy of RE/MAX ELITE REALTY   Phone: 727-785-7653

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1461 N RIVER CIRCLE, Tarpon Springs, FL, 34689

$465,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $372,000 $372,000 $372,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $379 $379 $379
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,141 $2,382 $3,089
Total Monthly Payment $2,595 $2,836 $3,543

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.