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5046 DOWN COURT, St. Cloud, FL, 34772 | $590,000
Rare Waterfront Opportunity in Hanover Lakes | Designer Remodel in Progress | Private Dock Approval
Perfectly positioned along a scenic canal with access to an expansive chain of lakes, this home offers the opportunity to enjoy boating, fishing, kayaking, sunset views, and the convenience of keeping your boat right in your own backyard. HOA Approval is already in place for a private dock to be installed, creating an incredible opportunity for the next owner to fully embrace the waterfront lifestyle.
The current owners have engaged an interior designer and are completing a thoughtful remodel, allowing the next buyer to enjoy designer inspired updates and potentially participate in select finishing choices, if desired. Inside, the home offers generous living spaces, a functional layout, and inviting areas for both everyday living and entertaining. Outdoors, the waterfront setting creates a peaceful and private backdrop that feels truly special.
Additional highlights include a 240V EV charger and access to Hanover Lakes’ resort style amenities, including a zero entry pool, splash pad, sundeck, playground, green spaces, fishing areas, community docks, scenic canals, and a private community boat lift connecting residents to a vast lake system. Conveniently located near Lake Nona, Medical City, Orlando International Airport, the Florida Turnpike, SR 417, theme parks, shopping, dining, and Central Florida’s top lifestyle destinations. The owners are selling only due to a job promotion relocation, creating a rare opportunity to secure a waterfront home with designer upgrades and dock approval.
Features
- Amenities: Park, Playground, Pool
- Rooms: 4
- Bedrooms: 5
- Baths: 3 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Florida, Mediterranean, Traditional
- Year Built: 2023
- Garage: 2-car Covered, Curb Parking, Driveway, Garage Door Opener, Ground Level, Guest, On Street, Workshop in Garage
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,197
- Acreage: 0.13
- Est. Taxes: $9,666
- HOA Fee: $335 Quarterly
- Lot Desc: Landscaped, Private, Sidewalk
- View: Water
- Elem. School: Hickory Tree Elem
- Middle School: Harmony Middle
- High School: Harmony High
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
- MLS#: O6406936
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/O6406936/5046downcourt_stcloud_fl?source=qrflyer
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC Phone: 407-469-0090
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5046 DOWN COURT, St. Cloud, FL, 34772
$590,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $472,000 | $472,000 | $472,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $806 | $806 | $806 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,906 | $3,022 | $3,951 |
| Total Monthly Payment | $3,804 | $3,920 | $4,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388