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**PLEASE VIEW THIS GORGEOUS HOME'S DIGITAL WALK-THRU VIDEO**
Welcome to 2608 Reagan Trail, a rare opportunity to enjoy true lakefront living in the gated community of The Cove in Lake Mary. Situated on nearly a one-acre homesite overlooking beautiful Crystal Lake, this former model showcase home offers breathtaking water views, room to add your own private dock, and the ability to enjoy boating, fishing, kayaking, canoeing, jet-skiing and the peaceful waterfront lifestyle right from your backyard; plus the Crystal Lake chain of lakes includes Lake Bel-Air & Lake DeForest!! Major updates include a 2019 roof, 2020 Trane A/C system, a Bosch A/C unit believed to be from 2016 and 2023 R30 attic insulation. The nearly one-acre lot provides exceptional privacy, room to expand outdoor living, and space to create the custom lakefront dock of your dreams.
Recently updated in 2023, this spacious 5-bedroom, 3-bathroom home with a 3-car garage combines elegant design with modern comfort. As you arrive, you’ll immediately notice the expansive brick-paver driveway, mature landscaping, and impressive curb appeal. Step through the decorative glass front doors into a grand foyer featuring soaring ceilings, plantation shutters, Mohawk laminate wood flooring, and spacious formal living and dining rooms designed for both entertaining and everyday living.
At the heart of the home is the beautifully updated island kitchen overlooking the family room, covered lanai, screen-enclosed pool, and sparkling lake views beyond. The kitchen features quartz countertops, abundant cabinetry, stainless steel appliances, a spacious pantry, and a sunny breakfast nook. The adjoining family room is filled with natural light thanks to double Anderson sliding glass doors that seamlessly blend indoor and outdoor living while showcasing stunning views of Crystal Lake.
The primary suite is a relaxing retreat with tray ceilings, private access to the pool and patio, dual walk-in closets, and a spacious ensuite bath complete with a soaking tub, walk-in shower, and oversized double quartz vanity. The first floor also includes a pool bath, laundry room with upscale utility sink, generous under the beautiful wood staircase storage, and a versatile office or fifth bedroom with tile flooring.
Upstairs offers even more living space with a large bonus room, three generously sized bedrooms, and an additional full bathroom—perfect for family, guests, or flexible living arrangements.
Ideally located just minutes from I-4, 417, 429, SunRail, and Lake Mary’s premier shopping, dining, and entertainment, this exceptional waterfront property offers the perfect combination of luxury, convenience, and Florida lakefront living. Welcome Home.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,920 | $679,920 | $679,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | $610 | $610 | $610 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,076 | $4,131 | $5,738 |
| Total Monthly Payment | $4,778 | $4,833 | $6,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.