12 Grand Bay Circle, Juno Beach, FL, 33408 | $1,190,000

Located in the highly sought-after Intracoastal-front community of Oak Harbour in Juno Beach, this rare CBS construction home is 1 of only 2 concrete block properties in Grand Bay, with all other homes being frame/stucco. Offering 4 bedrooms, 2. 5 bathrooms, & an expansive open floor plan, this residence blends quality construction, spacious living, & the ultimate South Florida coastal lifestyle. Designed for both everyday living & entertaining, the home features formal living & dining areas, along with a spacious family room that opens seamlessly to the kitchen & bar area. The chef's kitchen offers granite countertops, solid wood cabinetry, ample storage, & abundant prep space. The oversized primary suite provides a true retreat with a large walk-in closet featuring custom built-ins, additional closet space, and a spacious en-suite bath complete with granite countertops, double vanity, jacuzzi tub, and frameless glass shower. Additional highlights include a large 2-bedroom guest suite with full bathroom, a versatile secondary bedroom ideal for an office, playroom, or flex space, a spacious 4th bedroom, large separate laundry room, hidden storage room beneath the staircase, two air conditioning systems, and an oversized 2-car garage with additional storage. Outdoor living is equally impressive with a screened-in patio, open paved patio, lush tropical landscaping for added privacy, and plenty of room to add a pool. A new roof was completed in 2024, and the home also features a Halo whole-home water filtration system. Residents of Oak Harbour enjoy a gated Intracoastal community lifestyle with boat slips available for rent or purchase separately, along with close proximity to beaches, marinas, waterfront dining, golf, shopping, and all that Juno Beach and Palm Beach County have to offer. Rarely available CBS construction in Grand Bay with space, privacy, and premium upgrades in one of Juno Beach's premier waterfront communities.

Features

  • Amenities: Boating, Clubhouse, Fitness Center, Pool, Spa/Hot Tub, Tennis Court(s), Sidewalks
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Closet, Inside, Washer Hookup, Laundry Tub
  • Style: Traditional
  • Development: Oak Harbour
  • Year Built: 2000
  • Garage: 2-car Attached
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,476
  • Acreage: 0.14
  • Est. Taxes: $5,900
  • HOA Fee: $527 Monthly
  • Lot Desc: Room for Pool, Landscaped
  • View: Garden
  • Boat Service: Marina
  • Elem. School: The Conservatory School at North Palm Beach
  • Middle School: Howell L. Watkins
  • High School: William T. Dwyer
  • Pet Policy: Yes, No Restrictions, Pet Restrictions Possible
  • Appliances: Electric Water Heater, Water Purifier Owned, Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Water Heater, Water Purifier, Washer
  • MLS#: B26029191
  • Website: https://www.raveis.com
    /eprop/B26029191/12grandbaycircle_junobeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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12 Grand Bay Circle, Juno Beach, FL, 33408

$1,190,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $952,000 $952,000 $952,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.203%
Monthly Tax Payment $492 $492 $492
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,556 $5,708 $8,034
Total Monthly Payment $6,173 $6,325 $8,651

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.