|
|
The beach life you've been dreaming about! Beautifully updated and move-in ready. This charming two-story Vilano Beach home sits on a quiet cul-de-sac, steps from the ocean, offering the coveted beach lifestyle. The heart of the home is a stunning, fully refreshed eat-in kitchen featuring gorgeous quartz countertops, new stainless-steel appliances, ready for weeknight dinner gatherings. Hardwood floors run throughout the home, anchoring every room with warmth and character. The open layout flows from kitchen to living room and out to a covered patio, giving the whole family room to breathe. Upstairs, the primary suite, guest bedrooms, and laundry share the same level, a smart, practical layout that simplifies daily family life. The shaded, partially fenced backyard is a haven for kids and pets, while the 2-car garage adds storage and workspace to spare. Walk to the beach in the morning, bike to dinner, and spend weekends explore all St. Augustine offers. Turnkey, tasteful, and steps from the shore 1. 5 year old windows – IMPACT Rated 1 year old Heat Pump New 2HP Liberty Lift Pump Roof on House is 6 years old with full peel-and-stick underlayment Hardee Board Siding Hurricane tested 22 years - NO DAMAGE EVER
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$745,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $596,000 | $596,000 | $596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $500 | $500 | $500 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,670 | $3,767 | $4,949 |
| Total Monthly Payment | $4,262 | $4,359 | $5,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.