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Draped in Spanish moss and framed by grand live oaks, this beautifully updated 4-bedroom, 2. 5-bath home in North Charleston's Whitehall community offers the kind of outdoor living that makes every day feel like a getaway. The welcoming front entry sets the tone with hardwood floors and a layout that flows naturally through the main living spaces. The family room anchors the heart of the home -- a gas fireplace with classic white mantel, recessed lighting, and windows that frame the surrounding greenery create a warm and inviting space to unwind at the end of the day. Just beyond, the kitchen and dining area are made for both everyday living and entertaining. Warm wood cabinetry, updated countertops, a subway tile backsplash, stainless appliances, and a center island provide everything you need -- and sliding glass doors keep the indoor-outdoor connection effortless. Those doors open to the showstopper of this property: a sprawling 3-season patio with dual ceiling fans, string lights, and a peaceful view of a pond with a fountain. Whether it's morning coffee with the sound of the water in the background or an evening with friends as the sun sets over the pond, this space delivers a rare sense of tranquility. A composite deck just outside rounds out the outdoor living experience. Located in the Whitehall/River Oaks area of North Charleston, with easy access to I-526, shopping, dining, and the greater Charleston metro.
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Our Executive Mortgage Banker:
$462,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $369,600 | $369,600 | $369,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,276 | $2,334 | $3,069 |
| Total Monthly Payment | $2,351 | $2,409 | $3,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.