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MOVE-IN READY, CUSTOM WATERFRONT HOME IN PUNTA GORDA ISLES W/POOL, SPA & CANAL VIEW - Built in 2022 by Harbor Home Builders, this 3 bed/3. 5 bath + den home in Punta Gorda Isles offers over 2, 200 sq ft of living space on the modified Siesta floor plan w/an open-concept layout that blends indoor & outdoor living. No expense was spared during construction & there is nothing left to update - just move in & start enjoying the Florida lifestyle. The great room centers on a feature wall w/built-in fireplace, textured stone surround, glass shelves & integrated lighting. A spacious den/home office w/half bath is nestled just off the foyer. The gourmet kitchen is a chef's dream w/contemporary cabinetry, under-cabinet lighting, quartz countertops, stainless steel appliances including a 5-burner gas cooktop w/stainless hood, RO under-sink filtration, a large center island w/breakfast bar seating & pendant lighting plus a walk-in pantry. Mitered bay window in the dining area overlooks the pool & canal. Architectural details include tray & double tray ceilings, marble floors, stained glass entry doors & a large interior laundry room w/adjacent mudroom & coat area. The master suite has walk-out access to the lanai plus a spa-like bath w/dual sinks, seated vanity area, large tiled shower & oversized walk-in closet. The split bedroom floor plan features generous guest rooms - each w/large walk-in closets & en-suite baths. One guest bath doubles as a pool bath w/access to the lanai. Outside, the brick paver lanai surrounds the propane-heated pool w/attached spa & tanning ledge. A stone-walled patio steps from the back door is the perfect spot for a fire pit w/canal views beyond. Additional features include a brick paver circular drive, three-car garage, water softener, 500-gallon buried propane tank serving the gas range & pool/spa heat, central vacuum & whole-house hurricane protection w/impact-resistant doors & windows plus electric roll-down shutters on the lanai. Punta Gorda is a vibrant waterfront community known for its boating lifestyle, active art & music scene & top-rated golf courses. Miles of sidewalks connect you to the rest of Punta Gorda Isles, several area parks & historic downtown. Walk, bike or kayak to almost anywhere you'd want to go. Make an appointment today - you won't be disappointed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$739,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $591,920 | $591,920 | $591,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,108 | $1,108 | $1,108 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,545 | $3,693 | $4,876 |
| Total Monthly Payment | $4,745 | $4,893 | $6,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.