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One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer ~ BUILT IN 2020 and loaded with thoughtful upgrades, this MOVE-IN READY home in the sought-after Fernanda Place community of Deltona delivers modern finishes, low-maintenance living, and beautiful POND VIEWS! Fresh carpet installed in the bedrooms (2024) pairs perfectly with the UPGRADED WOOD-LOOK TILE flooring added throughout the main living areas (2021), creating a light, bright interior that still feels like new. Even better, the home is only 6-years into its 10-year structural warranty and includes a transferable assumable SOLAR SYSTEM designed to help keep energy costs low. Set on a PREMIUM LOT with a FULLY FENCED BACKYARD, this single-story home offers the best of both worlds – privacy while still enjoying peaceful WATER VIEWS from your SCREEND & TILED LANAI, complete with a ceiling fan for year-round outdoor living. Inside, the OPEN CONCEPT kitchen, living, and dining layout creates the ideal flow for entertaining and everyday life. The chef’s kitchen features UPGRADED GRANITE countertops, desirable shaker-style cabinetry, STAINLESS STEEL APPLIANCES, pantry storage, and a large ISLAND with casual bar seating at the heart of the home. The SPLIT BEDROOM floor plan offers privacy and functionality, with the PRIMARY SUITE ideally situated at the back of the home to fully capture the tranquil POND VIEWS and NATURAL LIGHT. Your spacious retreat includes a WALK-IN CLOSET and private en-suite bath. Bedrooms two and three are positioned near the second full bath just off the kitchen, while the laundry room and convenient drop zone are located right inside the garage entry. Fernanda Place is the kind of neighborhood that is easy to love, featuring a LOW HOA, COMMUNITY POOL, and a location just steps from the pool with easy access to Pride Elementary School. Perfectly situated off Howland Boulevard, you will enjoy quick access to shopping, dining, parks, and everyday conveniences while still enjoying a peaceful neighborhood setting. Whether you are searching for your forever home or a smart investment opportunity, this beautifully maintained Deltona home checks all the boxes! DON’T WAIT TO BUILD - call today to schedule your tour and fall in love with your new HOME SWEET HOME!
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$318,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $254,400 | $254,400 | $254,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $332 | $332 | $332 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,566 | $1,650 | $2,130 |
| Total Monthly Payment | $1,973 | $2,057 | $2,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.