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BEACHSIDE FORTRESS - PRIME NSB LOCATION. Welcome to 6340 Engram Road in beautiful New Smyrna Beach — a truly one-of-a-kind coastal residence built with exceptional strength, quality, and longevity in mind. This impressive 3-level single-family home features solid poured concrete construction designed to withstand the elements and stand the test of time. Offering 2, 372 square feet of spacious living, this meticulously maintained one-owner home includes 3 bedrooms, 3 bathrooms and a dedicated study perfect for working from home, multiple balconies, and breathtaking views in every direction — ocean views to the east and inlet views to the west. Vaulted ceilings soaring over 21' in some areas throughout the multi-level design creating an open, airy atmosphere filled with natural light, enhancing the home’s spacious coastal feel. Enjoy coastal breezes and stunning sunrises and sunsets from several private outdoor living spaces. One of the three bedrooms is a private junior suite complete with its own ensuite bath, making this home ideal for multi-generational living or accommodating guests with comfort and privacy. The oversized 1, 320-square-foot 4-car garage provides ample room for vehicles, storage, beach toys, or a workshop setup. Major upgrades include a Metal Roof, New impact-rated sliding glass doors and French doors installed in 2024, New balcony railings in 2025, and a New A/C system in 2023. There’s plenty of room to create your dream backyard oasis, including space for a pool. Located approximately three blocks from the ocean, this property offers the perfect blend of durability, privacy, and beachside living. A rare opportunity to own a uniquely engineered coastal home in one of Florida’s most desirable beach communities. The Elevation and Construction of this home will be a huge money saver regarding insurance.
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Our Executive Mortgage Banker:
Our Insurance Division:
$999,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $799,999 | $799,999 | $799,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | $473 | $473 | $473 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,796 | $4,861 | $6,751 |
| Total Monthly Payment | $5,361 | $5,426 | $7,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.