|
4Br/2Ba home in an outstanding community with boat launch and gulf access! Do not miss this incredible opportunity! This spacious home, situated within an active 55+ community, is completely updated and very clean. All of the bedrooms are generously sized and can accommodate king-size beds. Plus, the roomy en suite features a walk-in closet. Entering the kitchen, you’ll be impressed by the updated stainless-steel appliances, laminate flooring, tile backsplash, quartz countertops, soft-close cabinets, farmhouse sink w/ disposal, dishwasher, large pantry, and breakfast bar. Both, fully updated bathrooms, offer large tile showers, ample storage, soft-close cabinets, laminate flooring, and higher toilets. Some of the overall home updates include the following: hot water tank (2022), A/C (2021), duct work (2022), roof-over (2020), and carpet (2025). Additionally, the lighting fixtures, outlets, and switches have been updated. As an added perk, there is a whole-house water filtration system. If space for entertaining and relaxation is important to you, this is your place—it has an enormous living/dining room with 2 exits onto a massive lanai (the lanai has A/C, party lights, and laminate flooring). On top of all of these tremendous qualities, the home also boasts a carport, rear service patio for storage and grilling, a large entrance (screened) lanai, and huge laundry/storage room. This charming home is located in the Enchanting Shores Co-Op Community of Naples, Florida. It is a highly desirable location due the community boat launch that provides access to the Gulf. You’ll also appreciate the boat storage area (nominal yearly fee), pool, pickleball, shuffleboard, community center (w/ library, game room, gathering space), and tremendously active social events calendar. This particular, well-maintained, community is brilliantly located—approximately 2 miles from shopping & restaurants, 11 miles from Naples beaches, 8 miles from Marco Island beaches, and 38 miles from RSW airport. Maximizing your opportunity for enjoyment while very economically owning a home in Naples, FL, the HOA fee ($500. per quarter) is exceptionally reasonable. That fee covers many of your needs: water, sewer, lawn care, and community amenities. This community does not permit pets or golf carts.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $111 | $111 | $111 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,108 | $1,167 | $1,507 |
| Total Monthly Payment | $1,294 | $1,353 | $1,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.