354 Terrace Drive, Prattsville, NY, 12468 | $124,900

Here is your opportunity to own a remarkable 11. 52-acre parcel in the heart of the Northern Catskills -- one of the most sought-after four-season destinations in the Northeast. Nestled along Terrace Drive on the Prattsville/Lexington town line, this scenic land parcel offers approximately 275 feet of road frontage, a gentle roll of terrain with a gradual slope lending itself beautifully to building site possibilities, and the kind of privacy and natural surroundings that are increasingly hard to find.
Whether you dream of building a custom home, a weekend mountain retreat, or a legacy property to hold for generations, this acreage sets the stage. The varied topography creates a natural canvas -- envision your driveway winding back from the road to a tucked-away homesite, with the possibility of elevated Catskill mountain views waiting to greet you from higher ground on the parcel.
Location here is everything. You are perfectly positioned between Windham Mountain and Hunter Mountain -- two of New York's premier four-season ski destinations -- placing world-class skiing, snowboarding, mountain biking, concert events, and après-ski dining all within a short drive. The surrounding Catskill region draws outdoor enthusiasts year-round: hikers, fly fishermen, cyclists, and nature lovers all call this area home or make it their regular escape from the city.
This stretch of the Catskills has seen strong and steady demand from both primary residents choosing a quieter lifestyle and secondary homeowners seeking a true mountain refuge just 2. 5 to 3 hours from New York City. Properties of this size, with road frontage and accessibility, are rare at any price point in this market.
Whether you are ready to build now or land bank for the future, Terrace Drive delivers acreage, access, and address in one of upstate New York's most desirable and enduring communities.

Features

  • Zoning: RR Rural Res
  • Lot Desc: Gentle Sloping, Rectangular Lot, Sloped, Wooded
  • View: Mountain(s), Neighborhood, Rural, Trees/Woods
  • School District: Hunter-Tannersville
  • MLS#: 20262440
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/20262440/354terracedrive_prattsville_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of RVW Select Properties

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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354 Terrace Drive, Prattsville, NY, 12468

$124,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $99,920 $99,920 $99,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $615 $631 $830
Total Monthly Payment $690 $706 $905

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.