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The Cheviot Modern Cottage is a tastefully built new home, located in the historic hamlet of Cheviot Landing in Germantown. Just steps from the Hudson River, the home sits on nearly half an acre of lush land on seldom traveled road that was once part of the vast Livingston Estate. Take a short walk down the road to arrive at the Hudson River, with stunning views of the water and Catskill mountains. Germantown center, with Otto's market and the newly opened Nines restaurant, is just 4 minutes away. Hudson, the vibrant center of culture, food and shopping in the Hudson Valley is a short 15 minutes North, with easy Amtrak service to and from New York. And just to the South is Bard College, which hosts ongoing cultural programming at the Fisher Center and the Hessel Museum, with the wonderful villages of Tivoli, Red Hook and Rhinebeck just beyond.
At nearly 3, 000 square feet of finished space, the home has everything you need for comfortable modern living, and airy proportions with 9' tall ceiling throughout. The first floor boasts a beautiful and spacious living room, flooded with natural light. The dining room opens onto a large deck with views of a groomed hillside pasture and a babbling brook, and the adjacent chefs kitchen enjoys tasteful cabinetry, appliances, and porcelain countertops. There is an office / study, an adjacent half bathroom, and an oversized single bay finished garage. Upstairs you'll find 3 spacious bedrooms, including a primary with en-suite bathroom and a soaking tub, with a view. Two additional bedrooms, a laundry room and an additional full bathroom round out the second floor with everything you need for comfortable living, while the dormer windows lend the home a sense of warmth not often found in new construction. Spacious amenities continue with a finished garden level, featuring a stunning burnished concrete radiant heat floor and large windows and sliding doors. Perfectly setup with a large family or recreation room including a wet bar and full bathroom, and an additional space for a gym or office which overlooks the lush yard, trees and brook.
Built with integrity and care by a local designer builder couple, smart materials and thoughtful details abound, including 3 zone radiant heat, 2 zone central AC, on demand hot water, hardie board siding, mahogany front porch, and Marvin windows. Incredibly well insulated and efficient, you'll enjoy low utility bills and carefree living with minimal maintenance for many years to come. For more privacy or to expand your country compound, an additional 3/4 acre lot is available for purchase next door. The Cheviot Modern Cottage is a singular opportunity to move to Germantown with ease just in time for summer, and into a delightful home where every detail has been thoughtfully considered.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$1,250,000
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $99 | $99 | $99 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,678 | $6,157 | $8,439 |
| Total Monthly Payment | $5,902 | $6,381 | $8,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.