Here’s what I love about 2120 Crown Land Lane in Cutchogue. The first thing that stood out to me was the setting. Across the street, you have this beautiful stretch of woods that will not be built on, and it gives the front porch such a calm, private feeling. Sitting there in the evening, catching the sunset over that side of the neighborhood, you immediately understand why this house feels different. The approach is also beautifully done. The driveway is finished with Belgian block edging, the walkways to the front and back of the home have landscape lighting, and the evergreens along the property create this polished, private view of the house and backyard. It feels manicured, but not stiff. Then you get to the backyard, and honestly, this is where the house really shows off. The grilling pavilion is fantastic, but the fire pit area is one of the best conversation spaces I have seen. A radius-cut floating bluestone bench wraps around individual seating areas and a 4-foot fire pit, all set on a bluestone patio and anchored by a stunning magnolia tree. Just beyond that, there is a bocce ball court, the pool area, and another outdoor room that makes the whole backyard feel like a private resort. What makes it even better is that all of these outdoor spaces have speakers and lighting, so whether it is a quiet night by the fire or a full summer gathering, the atmosphere is already built in. Inside, the kitchen is exactly what you hope to find. Thermador appliances, a 4-burner gas cooktop with griddle, beverage drawers, wine storage, double ovens, microwave, and this incredible shade of blue on the island and cabinetry that gives the space personality without feeling trendy. It is custom, useful, and beautiful all at once. The home also has speakers in the kitchen, den, and living room with fireplace, along with Lutron smart home lighting, which makes entertaining feel easy. The bathrooms are beautifully updated with tile selections that feel current, but timeless. Add in access to amazing sandy beaches in the Cutchogue Park District, the library, school, diner, and easy access to the Hampton Jitney for NYC, and this home starts to make a lot of sense. It has so many of the features people are looking for in new construction, but without the new construction price tag. That is why I love it.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,280,000 | $1,280,000 | $1,280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,051 | $1,051 | $1,051 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,168 | $7,777 | $10,715 |
| Total Monthly Payment | $8,344 | $8,953 | $11,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.