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SPECIAL INTEREST RATE WITH BUILDER PAID CLOSING COSTSpecial Interest Rate With Builder Paid Closing Cost Assistance Welcome to a rare opportunity in Berkeley Bay, where single-story living meets the luxury of a highly sought-after three-car garage--an increasingly hard-to-find combination. The Citadel floorplan offers a unique chance to watch your dream home come to life from the ground up, giving you the excitement of seeing every stage from foundation to completion. Situated on an expansive . 689-acre homesite in Ridgeville, just outside of Summerville, this property delivers the perfect blend of space, comfort, and modern design. Enjoy the freedom and privacy of an estate-sized lot while still being within convenient reach of everyday amenities. With thoughtfully designed living spaces, contemporary finishes, and room to grow both inside and out, this home is ideal for those seeking a balance of style and functionality in a serene, spacious setting. Designed for open-concept living, the home features 10-foot ceilings, an oversized foyer, and a thoughtfully arranged layout perfect for both everyday living and entertaining. Two secondary bedrooms include walk-in closets and share a convenient Jack & Jill bath, while a powder room adds extra functionality for guests. A separate dining room flows seamlessly into the family room, where double sliding doors open to an impressive 30' x 13' screened porch--ideal for enjoying indoor-outdoor living year-round. At the heart of the home, the kitchen is bright, open, and connected, ensuring you're always part of the conversation. It features white cabinetry, quartz countertops, a tiled backsplash, and quality stainless KitchenAid® appliances--combining timeless style with modern performance. The owner's suite is privately tucked away creating a quiet retreat, the en suite bath includes a tiled shower, dual vanities, and a spacious walk-in closet. Additional features include durable laminate and tile flooring throughout, quartz countertops in all bathrooms, a garage door opener, and gutters for added convenience. Natural light fills the home, highlighting the Craftsman trim package, elegant cove crown molding, and architectural details throughout. With its open, airy layout and expansive homesite, this home offers the perfect balance of comfort, style, and space--making it easy to live, entertain, and truly feel at home. *Square footage dimensions are approximate. *The photos you see here are for illustration purposes only, interior and exterior features, options, colors and selections will differ. Please reach out to sales agent for options.
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Our Executive Mortgage Banker:
$496,830
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $397,464 | $397,464 | $397,464 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,380 | $2,480 | $3,274 |
| Total Monthly Payment | $2,455 | $2,555 | $3,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.