Polk City, FL, 33868 | $550,000

For tranquil family living, Polk City offers the perfect blend of nature, comfort, and convenience. Nature-loving families will appreciate the scenic 29-mile General James A. Van Fleet State Trail, where you can enjoy fresh air, outdoor adventures, and peaceful surroundings. Just a short walk away, Freedom Park features a playground, pavilion for gatherings and celebrations, and a fully fenced area that provides added safety and peace of mind — all while being conveniently located near Lakeland and centrally positioned between the metropolitan areas of Tampa and Orlando.
Continue enjoying the outdoors from your nearly half-acre homesite, offering ample space for gardening, fruit trees, and outdoor living. Begin your mornings with coffee on the back porch and unwind in the evenings while watching breathtaking sunsets from the charming front Florida room.
This unique property includes two interconnected mother-in-law suites, each with its own private entrance, creating exceptional flexibility for extended family, guests, or income-producing opportunities. Each suite features 2 bedrooms, a dining area, a laundry room, and 1 bathroom. One suite includes a full kitchen, while the other offers a convenient kitchenette. Both are currently operating as successful Airbnb rentals, generating substantial supplemental income.
The main residence provides abundant space for both relaxation and entertaining. Enjoy quiet afternoons in the library, host gatherings in the spacious living room, or create lasting memories in the inviting family room. The library also features a wet bar — perfect for showcasing your barista skills, preparing fresh juices, or entertaining guests.
The oversized dining room comfortably accommodates family dinners, holiday celebrations, and special occasions. The one-car garage includes a half bath and additional storage space for convenience.
This beautifully remodeled home showcases numerous upgrades, including granite countertops, a new roof installed in 2024, and a brand-new HVAC system installed in May 2026. Altogether, the property offers 6 bedrooms, 3. 5 bathrooms, 3 living rooms, 2 full kitchens, three sets of washers and dryers, a new Samsung 4-door refrigerator, and a Samsung dishwasher. For maximum comfort and efficiency, the property is equipped with three separate heating and cooling systems.
Furniture is negotiable.
CALL TODAY to schedule your private showing and experience the lifestyle and income potential this exceptional property offers.

Features

  • Rooms: 11
  • Bedrooms: 6
  • Baths: 3 full / 1 half
  • Lot Size: 150 x 125
  • Laundry: Gas Dryer Hookup
  • Year Built: 1971
  • Garage: 1-car Bath In Garage, Driveway, Ground Level, Guest, Off Street, On Street
  • Heating: Central, Heat Pump, Reverse Cycle
  • Cooling: Central Air
  • Approx Sq. Feet: 3,774
  • Acreage: 0.44
  • Lot Size: 150 x 125
  • Est. Taxes: $2,496
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • View: City
  • Elem. School: Polk City Elem
  • High School: Tenoroc Senior
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: O6405616
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6405616/_polkcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 2:36:22 PM)
Listing courtesy of SAND DOLLAR REALTY GROUP INC   Phone: 407-389-7318

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Polk City, FL, 33868

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $208 $208 $208
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,709 $2,817 $3,683
Total Monthly Payment $3,009 $3,117 $3,983

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.