|
|
Opportunity knocks with this well-maintained two-family home nestled in a convenient Ansonia location - just minutes from Route 8 and Griffin Hospital. Offering approximately 1, 968 SF across two units, this 4-bedroom, 2-bath, 2-family delivers immediate functionality with meaningful upside for the right buyer. The exterior has been thoughtfully refreshed with vinyl siding, replacement windows, a newer roof, and brand-new porches - giving buyers a solid, low-maintenance package from day one. Newly landscaped grounds add instant curb appeal, and off-street parking adds everyday convenience for both occupants. The unfinished third floor presents a genuine opportunity to add living space, a home office, or additional rental income, subject to local permitting. Inside, both units showcase beautiful, newly refinished hardwood floors throughout and original early 20th-century woodwork that lends the home its character and charm. The first floor has seen additional updates including a new bathroom and new ceramic tile flooring in the kitchen, and features central air conditioning - making it an easy choice for the owner-occupant side of the equation. Whether you're looking to offset your mortgage with rental income or add an asset to your investment portfolio, this property checks the right boxes in a high-demand rental corridor close to major employers and commuter routes.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$469,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,920 | $375,920 | $375,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $457 | $457 | $457 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,315 | $2,374 | $3,122 |
| Total Monthly Payment | $2,847 | $2,906 | $3,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.