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Located in desirable North Yonkers, this versatile two-family home offers space, flexibility, and excellent income potential on an expansive corner property just under a quarter acre. Conveniently situated only 2 miles from the Greystone Metro-North station, this property combines suburban comfort with commuter convenience. The main duplex unit features 3 spacious bedrooms and 2 full baths and a den, highlighted by French doors, hardwood floors, a beautifully updated kitchen with quartz counter tops and stainless-steel appliances and sliding glass doors leading to a wraparound deck perfect for entertaining or relaxing outdoors. The unfinished basement provides abundant storage space along with laundry and utilities. A private driveway and detached garage complete this impressive owner’s unit. The second unit offers a bright 1-bedroom open floor plan with sliding glass doors opening to the same expansive wraparound deck. This kitchen is also beautifully renovated with granite counter tops and stainless-steel appliances. The lower level includes two finished bonus rooms, ideal for office, recreation, or guest space. This apartment also features its own separate driveway and an oversized 15x30 garage. Additional highlights include separate boilers for each unit, allowing tenants to pay their own heat, making this an attractive investment opportunity for both owner-occupants and investors alike. Both units are owner occupied and can be delivered vacant.
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Our Executive Mortgage Banker:
$999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $799,200 | $799,200 | $799,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,254 | $1,254 | $1,254 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,538 | $4,921 | $6,744 |
| Total Monthly Payment | $5,884 | $6,267 | $8,090 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.