7620 SW 85TH TERRACE, Ocala, FL, 34481 | $398,500

Truly a move in ready home! This better-than-new beautifully maintained Ginger model is in the highly desirable gated golf cart community of On Top of the World in the Weybourne Landing neighborhood. This beautifully upgraded 2-bedroom, 2-bath home with extra wide epoxy driveway, 2 car garage, front porch with ceiling fan, a versatile flex room with French doors, this home is complete with designer finishes and premium builder upgrades throughout.

The gourmet kitchen is truly the heart of the home, featuring an extra long granite island, upgraded staggered cabinetry with soft-close doors, drawers and pull out pot drawer, Italian marble backsplash, pendant lighting, upgraded stainless steel refrigerator, upgraded wall ovens-one being a convection/microwave oven, pull out waste bin, whisper quiet dishwasher, pantry, and a 5-burner gas cooktop.

Stylish living spaces featuring a living room tray ceiling with ceiling fan and additional can lighting, upgraded interior doors, additional interior and exterior electrical outlets, beautiful upgraded tile. The flex room with ceiling fan, full glass French doors with privacy shades is ideal for a home office, hobby room or guest space. The primary suite with upgraded plush carpeting offers a large walk-in closet and en suite spa-inspired bath with dual vanities, quartz countertops, upgraded cabinetry, decorative mirrors, and a zero-entry tiled walk-in shower with granite niche and quartz bench. The laundry room features cabinetry, open shelving, ceramic backsplash, countertops and is pre plumbed for wash tub sink.

Enjoy your private outdoor Floridian paradise perfect for entertaining or relaxing in. Featuring a large screened birdcage with privacy shades, 6 person hot tub, covered lanai with epoxy flooring and two ceiling fans. An expanded paver patio, pergola with electrical outlets and Coolaroo shade, large granite grill station with seating for 8, surrounded by privacy vinyl fencing, landscaping, poured concrete landscape curbing, irrigation system, exterior dimmable soffit lighting, 6 inch gutters all around home with stack stone front elevation for exceptional curb appeal.
Additional upgrades include:
• Water softener system
• Pull-down attic stairs
• Ring doorbell and security cameras
• Platinum secure full glass storm front door
• Screen door on rear slider
• Customized laundry room
• Soft close commode seats
• Private homeowner mailbox
• Expanded epoxy driveway
• Smart-home features and extra garage outlets
• golf cart electrical outlet

Located on a beautifully landscaped private lot, residents enjoy access to Weybourne amenities including a resort-style pool and clubhouse, fitness center, pickleball courts, community entertainment, miniature golf, cornhole, numerous clubs and more with optional access to additional On Top of the World amenities. This gated 55+ community has a dog park, golf cart access to 3 community golf courses, onsite dining, ice cream shop, coffee shop & deli as well as Circle Square Commons which hosts events and a farmers market every week. You also have golf cart access to nearby shopping, banking, restaurants, and healthcare facilities.

Impeccably maintained, upgraded, and move-in ready, this exceptional home offers luxury, comfort, and resort-style living at an outstanding value!

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Handicap Modified, Optional Additional Fees, Park, Playground, Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Wheelchair Access
  • Rooms: 11
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2021
  • Garage: 2-car Driveway, Garage Door Opener, Off Street, On Street
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,747
  • Acreage: 0.2
  • Est. Taxes: $3,956
  • HOA Fee: $226 Monthly
  • Lot Desc: In County, Level, Near Golf Course, Near Public Transit
  • View: Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8507417
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8507417/7620sw85thterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 5:52:28 AM)
Listing courtesy of Flat Fee MLS Realty   Phone: 813-642-6030

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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7620 SW 85TH TERRACE, Ocala, FL, 34481

$398,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $318,800 $318,800 $318,800
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $330 $330 $330
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,963 $2,013 $2,647
Total Monthly Payment $2,368 $2,418 $3,052

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.