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NO HOA and NO CDD. This is a 2 bedroom 1 bathroom concrete block home with 1212 square foot living area on a corner lot in an established neighborhood. The house was built in 1958. The kitchen has granite tops, ceramic tile floor, white cabinets and comes with a refrigerator, range, dishwasher and built in microwave. The dining room has ceramic tile flooring and the living room has carpet. The bathroom and both bedrooms have ceramic tile floors. There is an office/den area off one bedroom that has ceramic tile floors and a seperate entrance. The home has central AC. There is a utility room with a washer and dryer that you access from the carport. In the back, there is a storage shed. The closets in the bedrooms and the bathroom are cedar lined. New shingles were installed about 1. 5 years ago. There are ceiling fans in the dining room and both bedrooms. The washer and dryer and all window treatments will be left with the house. The house is unfurnished but some of the furnishings will be available to the buyer with prices negotiated between the buyer and the seller outside the sales contract.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $215 | $215 | $215 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $985 | $1,011 | $1,328 |
| Total Monthly Payment | $1,275 | $1,301 | $1,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.