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FULLY RENOVATED HISTORIC GEM ON A CORNER LOT! Welcome home! Step onto the EXPANSIVE FRONT PORCH of this beautifully reimagined historic home. Located on a PRIME CORNER LOT in the heart of St. Cloud, this property perfectly blends timeless character with sleek modern upgrades. VERSATILE FRONT ROOM serves as a sunlit home office or a cozy secondary living space. OPEN CONCEPT light-filled living room designed for entertaining. The kitchen features WHITE SHAKER CABINETS, sleek GRANITE COUNTERTOPS, and a LARGE EAT-IN ISLAND. Two main floor bedrooms offer privacy and deep closets. UPDATED FULL BATH with TUB-SHOWER COMBO, oversized vanity, and storage shelving. The entire second floor is dedicated to the PRIMARY BEDROOM with an EN-SUITE BATHROOM boasting DUAL SINKS and spacious WALK-IN SHOWER. The primary suite has an EXPANSIVE WALK-IN CLOSET flooded with natural light. Large LAUNDRY ROOM features built-in shelving space, updated electrical panel, and an energy-efficient TANKLESS WATER HEATER. The backyard is FULLY FENCED with a PAVED PATIO and a detached pavilion, perfect for weekend barbecues. ROOF is 2024, AC system 2021. Home was fully renovated in 2021. Central location minutes from outdoor recreation including water sports on nearby LAKE TOHO, historic downtown St. Cloud restairants, boutiques, and shopping. Fast commute to MCO and Central Florida amusement parks! Request your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $239 | $239 | $239 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,625 | $1,690 | $2,210 |
| Total Monthly Payment | $1,939 | $2,004 | $2,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.