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This beautifully built 3 Bedroom, 2 Bath, 2115 SF Modern Ranch, built in 2006, contains moldings & wainscotting that bring elegance to any room. Also offered, quiet living & access to 2 Public Golf Courses. Manchester Country Club has an 18 Hole Golf Course, & Minnechaug Golf Course, a 9 Hole Golf Course. The Front Porch is a welcoming feature as you enter this bright & airy home. The layout includes 2 Bedrooms & a Full Bath on the left & a Formal Dining Room with Tray Ceiling on the right. As you continue through this beautifully maintained home, you will come upon the open Kitchen w/ recessed lighting, granite countertops, Gas Stove & Dining Area. The Kitchen opens to the Living Room that has a Gas Fireplace & Slider to the Deck, w/ Awning, & a Patio, overlooking the level, fenced in Backyard. The Main Level also includes the Primary Bedroom Suite w/Tray Ceiling, & a Full Bath w/ Whirlpool Tub, a Glass Enclosed Shower w/ stone tile, & a Double Sink Vanity. The Mudroom w/ the washer, dryer is adjacent to the 2 Car Garage. The Office is located on the Upper Level, perfect for a Media Room or Home Office. Adjacent to the Office is the unfinished Attic space (29 x 52) that could be transitioned into living space. The large Basement is a blank canvas ready to be finished. HVAC 2024. W&D, DW, Microwave, Garage Door Opener & Ring Cameras (front & back) 2023. Manchester is located 10 min. East of Hartford, 30 min. to the MA border, & 1. 5 hrs to RI. An ideal commuting location.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Palladian Window(s),Vaulted Ceiling,Ceiling Fan,Wall/Wall Carpet | 12.8 x 12.3 | Main |
| Bedroom 2 | Wall/Wall Carpet | 10.2 x 12.3 | Main |
| Eat-In Kitchen | Breakfast Bar,Granite Counters,Dining Area,Hardwood Floor | 12.4 x 21.5 | Main |
| Formal Dining Room | Hardwood Floor | 12.3 x 12.5 | Main |
| Full Bath | Tub w/Shower,Tile Floor | 11.3 x 15.3 | Main |
| Living Room | Balcony/Deck,Ceiling Fan,Gas Log Fireplace,Patio/Terrace,Sliders,Hardwood Floor | 15.7 x 16.7 | Main |
| Other | Palladian Window(s),Ceiling Fan,Wall/Wall Carpet | 29.4 x 17.8 | Upper |
| Primary Bath | Stall Shower,Whirlpool Tub,Tile Floor | 11.3 x 16.3 | Main |
| Primary Bedroom | Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 15.3 x 15.3 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $447,200 | $447,200 | $447,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $828 | $828 | $828 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,753 | $2,824 | $3,714 |
| Total Monthly Payment | $3,673 | $3,744 | $4,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.