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Nestled in the desirable Royal Pines community with picturesque golf course views, 94 Thomas Sumter Street offers the perfect blend of Lowcountry charm, coastal comfort, and modern updates - just in time for summer 2026. Step inside to an inviting floor plan highlighted by soaring vaulted ceilings and abundant natural light. The coastal-inspired kitchen features quartz countertops, an eat-in breakfast nook, and easy flow into the dining area, where a one-of-a-kind hand-painted Lowcountry mural adds warmth and character. Both bathrooms have been beautifully renovated, bringing a fresh sense of modern luxury to everyday living. Thoughtful updates throughout the home offer added peace of mind, including energy-efficient double-hung windows and durable LVP flooring in the spacious bonus room. Outside, the backyard is designed for true Lowcountry living. Enjoy summer afternoons on the back deck, take a dip in the sparkling in-ground pool, or relax in the fully fenced yard while overlooking the golf course beyond. With major updates already completed -- including a newer roof and upgraded pool pump in 2023 -- this home is truly move-in ready. Ideally located just 10 minutes from the boutiques, restaurants, and waterfront charm of Historic Downtown Beaufort, this Royal Pines gem offers comfort, convenience, and lifestyle in one beautiful home. Zoned for Coosa Elementary School, Lady's Island Middle School, and Beaufort High School, with Beaufort Academy also conveniently nearby on Lady's Island.
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $419,999 | $419,999 | $419,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $657 | $657 | $657 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,586 | $2,655 | $3,488 |
| Total Monthly Payment | $3,335 | $3,404 | $4,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.