This charming split-level home offers generous living and entertaining space throughout. The main level features a spacious living room with a cozy wood-burning fireplace, seamlessly flowing into the dining area. The large kitchen provides ample room for an additional dining or breakfast area. Upstairs, the second floor includes a primary bedroom suite along with two additional well-sized bedrooms that are serviced by a full hall bathroom. The lower level boasts a sizable family room with direct access to the backyard and the two-car garage—perfect for everyday living and entertaining. The basement adds even more versatility, offering two recreation rooms, a full bathroom, and abundant storage space. Additional highlights include a newer gas boiler and hot water heater, upgraded electrical service, and hardwood floors throughout the first and second levels. Ideally located near schools, parks, shopping, dining, and the Mineola Long Island Railroad station, this home presents a wonderful opportunity to enjoy all that Garden City has to offer.
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Our Executive Mortgage Banker:
$1,175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $940,000 | $940,000 | $940,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,423 | $1,423 | $1,423 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,264 | $5,712 | $7,869 |
| Total Monthly Payment | $6,812 | $7,260 | $9,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.