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Welcome to this meticulously maintained home in the desirable Oakfield community on Johns Island. Filled with an abundance of natural light, this spacious home features 9-foot ceilings, crown molding, plantation shutters, and an open floor plan designed for comfortable everyday living and entertaining. The beautiful kitchen offers granite countertops, 5 burner gas range, large kitchen island offering counter height bar seating and an inviting eat-in area that flows seamlessly into the spacious family room with gas fireplace and numerous windows overlooking the neighborhood pond. The thoughtfully designed layout provides exceptional flexibility with four bedrooms and two full bathrooms upstairs, along with an additional flex room perfect for a playroom, media room, or home office. Additional features include Smart Home wiring, Nest Thermostats, and a tankless water heater. The primary ensuite enjoys a walk in shower, pond views, Tray Ceiling, crown molding and a large walk in closet. Downstairs, you'll find a private study, a bright sunroom, and another versatile office or flex space to accommodate today's lifestyle needs. The charming traditional front porch creates welcoming curb appeal and invites you into this warm and inviting home. Located in the flourishing Oakfield community on Johns Island, residents enjoy the area's rich history, convenient shopping, and numerous local restaurants, all while being just a short drive from downtown Charleston and the beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$660,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $528,000 | $528,000 | $528,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,251 | $3,334 | $4,385 |
| Total Monthly Payment | $3,343 | $3,426 | $4,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.