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Southern Charm on the Stono River! Experience Lowcountry living at its finest in this custom 5-bedroom, 3. 5-bath home built in 2022, perfectly positioned to overlook the majestic Stono River. Located in the gated, waterfront community of Royal Harbor, this home blends timeless southern charm with modern luxury and energy efficiency. Enjoy morning coffee sunrises from the double front porches as you take in the peaceful river views and gentle coastal breezes. Step inside to find an inviting, open floor plan with soaring ceilings, abundant natural light, and elegant finishes throughout. The chef's kitchen boasts a massive granite island, custom cabinetry, and a state-of-the-art induction range. The primary suite features a designer wet room complete with a stand alone soaking tub, rainfall shower, and custom tilework - truly a spa-like retreat! Each bedroom is generously sized and easily accommodates a king bed, ensuring comfort for everyone. Notable upgrades include: *Metal roof *Spray foam insulation for ultimate efficiency *Top-of-the-line Bosch HVAC system *$88K in solar panels for ultra-low utility costs *Fully fenced double lot with a premium $25K metal fence With multiple outdoor living spaces, river views, and mature trees creating a serene canopy, this home is ideal for both relaxation and entertaining. Located just minutes from Publix, Harris Teeter, amazing restaurants and a short 25 min drive to historic Downtown Charleston. The renowned Links at Stono Ferry Golf Course is less than a mile away. Kiawah, Folly and Edisto beaches are a short distance away. Don't miss your chance to own this stunning Southern escape! Schedule your private showing today!
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Our Executive Mortgage Banker:
$929,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $743,200 | $743,200 | $743,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.375% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.411% | 6.487% | 6.309% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,516 | $4,637 | $6,322 |
| Total Monthly Payment | $4,608 | $4,729 | $6,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.