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The James by Artisan Custom Homes captures the essence of Lowcountry luxury at Kiawah River--a waterfront community on Johns Island, just minutes from Charleston. Spanning 3, 056 square feet across two stories, this elegant home features a drive-under garage, grand mahogany front door, designer stair system, marble fireplace, custom built-ins, and upgraded coastal trim finishes. Front and rear porches invite relaxed outdoor living, while the open layout seamlessly connects the kitchen, dining, and great room. Designed for flexibility and ease, The James includes an optional elevator shaft and a spacious second-floor family room. Set within Kiawah River's 2, 000-acre master-planned community, residents enjoy resort-style amenities including a riverfront swim and fitness facility, pickleball and tennis courts, The Goatery working farm, Coastal Expeditions' kayak and boating center, and The Dunlin, Auberge Resorts Collection, offering a waterfront restaurant and spa. Experience Charleston's coastal lifestyle--where Artisan craftsmanship, natural beauty, and modern luxury flow together along the river.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,986,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,588,800 | $1,588,800 | $1,588,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.375% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.411% | 6.487% | 6.309% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,654 | $9,912 | $13,515 |
| Total Monthly Payment | $9,779 | $10,037 | $13,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.