1286 Belaire CT, Naples, FL, 34110 | $3,995,000

MOVE-IN READY | NEW CONSTRUCTION | GULF HARBOR — NORTH NAPLES
Brand-new 4BR/4. 5BA waterfront residence in one of North Naples' most sought-after boating communities, just west of U. S. 41. First living level elevated to 16 feet for exceptional storm surge protection. 10-15 minute boat access to Wiggins Pass via your private 10, 000 lb lift, accommodating vessels up to 28 feet.
Inside, 3, 871 sq ft of open-concept living features soaring ceilings, walls of glass, premium finishes, and a chef's kitchen. The expansive pool deck and outdoor dining area are built for the Naples lifestyle. Total footprint of 6, 236 sq ft including storage, garage, and outdoor space.
Gulf Harbor is a private enclave of ~150 single-family homes
STANDARD FINISHES & FEATURES
Porcelain tile for bath areas and outdoor balconies
Pre-wired for smart home technology and automated shading
Flush mounted LED lighting plan
Solid core wood doors throughout
Thermal tinted impact glass; Miami-Dade hurricane 2023 code
Tankless Propane Hot Water Heater
Two 4-Ton HVAC units
Wide plank Legno Bastone® hardwood flooring throughout
Prepped Elevator Shaft
$20, 000 Credit for Closet Design
KITCHEN & BUTLER PANTRY
Custom designed cabinetry
Pompeii® quartz countertops with 3” mitered edge and waterfall island detail
Brizo plumbing fixtures
Under cabinet electric and LED lighting
Silgranite sink in Kitchen and Butler pantry
Subzero® designer series 18” column wine refrigerator
Subzero® designer series 30” refrigerator & 30” freezer
2 Subzero® 24” wide beverage drawers
Wolf® 48" 6-burner sealed gas range top
Wolf® 30” E series built in convection oven
Wolf® 30” E series built in speed oven
Bosch® dishwasher with cabinet panel
Cabinet Hardware
LIVING ROOM
Cove lighting feature
Gas stub for fire place
10ft sliding glass doors by PGT
Prewired for shading
POWDER BATHROOM
Custom designed cabinetry
Natural stone countertop
Kohler toilet
MASTER SUITE
Midnight Bar
Sub-Zero® 24” Designer Undercounter Refrigerator
Custom designed cabinetry
Pompeii® quartz countertops
Porcelain 24 x 48 tile
Brizo plumbing fixtures
Custom soaking tub
Large seamless glass shower enclosures
Kohler Toilets
Cabinet Hardware
LAUNDRY ROOM
Electrolux® front load washer & dryer
Custom designed cabinetry
Oversized laundry sink
Hanging clothes rod
Pompeii® quartz countertops
OUTDOOR LIVING
Lynx® Sedona 36" Built-in Grill with rotisserie
48" Pro-style Stainless Steel Outdoor Vent Hood with 1300 CFM blower
Concealed roll down Hurricane Shutters and Insect Screens
Access doors below grill for storage
Pre-plumbed for outdoor sink
WAC outdoor lighting
STRUCTURE & RESILIENCY
26KW Generator
500 Gallon Propane Tank
Concrete Block Construction and 10” Poured Wet Decks
Deep Pile Foundation
Poured in Place Concrete Stairs (Interior and Exterior)
Concrete Roof Tiles by Eagle with Coastal Resiliency Package
R-30 Open Cell Foam Insulation Roof Deck & Soffit Wrap Back

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Style: Split level
  • Development: GULF HARBOR
  • Year Built: 2026
  • Garage: 4-car Attached
  • Heating: Zoned
  • Cooling: Zoned
  • Approx Sq. Feet: 4,466
  • Acreage: 0.15
  • Est. Taxes: $4,996
  • Lot Desc: Regular
  • View: Canal
  • Community Type: Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Lift
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226019650
  • Website: https://www.raveis.com
    /eprop/226019650/1286belairect_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Luxe Naples Real Estate

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1286 Belaire CT, Naples, FL, 34110

$3,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,196,000 $3,196,000 $3,196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.499% 6.309%
Monthly Tax Payment $416 $416 $416
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $19,419 $19,939 $27,186
Total Monthly Payment $19,960 $20,480 $27,727

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.