15328 Lucerna ST, Naples, FL, 34114 | $640,000

SHOWS LIKE A MODEL HOME! Offered TURNKEY furnished with a $40, 000 Tommy Bahama furniture package and custom high-end chandeliers included in the sale. Welcome to luxury resort-style living at Esplanade by the Islands in beautiful Naples. This stunning second-floor Bellissimo coach home offers 2, 343 square feet of elegant living space plus over 600 square feet of private outdoor lanai space, perfectly positioned to capture wide, tranquil water views—arguably better than current new-construction offerings within the community. Thoughtfully designed and extensively upgraded with more than $100, 000 in premium enhancements, this residence features upgraded flooring, custom cabinetry, detailed woodwork, and high-end Café appliances throughout. The open-concept floor plan seamlessly connects the expansive great room to the gourmet kitchen, complete with quartz countertops, stainless steel appliances, beverage refrigerator, and sophisticated designer finishes—ideal for entertaining or everyday luxury living. The spacious owner’s suite serves as a private retreat, offering dual vanities, a large walk-in shower, private water closet, and an oversized walk-in closet. Two additional guest bedrooms and bathrooms are thoughtfully positioned for comfort and privacy, while the well-appointed laundry room adds convenience and functionality. Additional highlights include hurricane-impact windows and doors, an attached one-car garage, and the peace of mind that comes with newer construction. Ideally located just off US-41, residents of Esplanade by the Islands enjoy an unmatched resort lifestyle only minutes from Marco Island, world-famous Gulf beaches, and downtown Naples. Community amenities are second to none, including the popular Bahama Bar & Grille, a full-service Wellness Center & Day Spa offering hair, nails, facials, and massage treatments, multiple resort-style pools and spas, a state-of-the-art fitness center, tennis and pickleball courts, dog park, scenic walking trails, and a vibrant social calendar featuring wine tastings, concerts, wellness events, and curated lifestyle experiences. Future plans for a dedicated Culinary Arts Center will further elevate the community’s signature food-and-wine lifestyle. With low HOA fees covering landscaping, irrigation, water, pest control, and full access to the exceptional amenities, this home offers an incredible combination of luxury, lifestyle, and value. A brand-new Publix shopping center conveniently located next door makes everyday living effortless. Don’t miss this rare opportunity to own a fully upgraded, move-in-ready residence in one of Naples’ most sought-after resort communities.

Features

  • Building Design: Low Rise (1-3)
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 2
  • Amenities: Beauty Salon,Bike And Jog Path,Billiards,Bocce Court,Cabana,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Concierge Services,Dog Park,Exercise Room,Fitness Center Attended,Internet Access,Lap Pool,Pickleball,Restaurant,See Remarks,Shopping,Sidewalk,Streetlight,Tennis Court,Theater
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Complex: ESPLANADE BY THE ISLANDS
  • Development: ESPLANADE BY THE ISLANDS
  • Year Built: 2024
  • Approx Sq. Feet: 2,343
  • Est. Taxes: $5,400
  • Condo Fee: $1,298 Quarterly
  • Master HOA Fee: $686
  • Lot Desc: Regular
  • View: Lake,Landscaped Area
  • Community Type: Gated
  • Water Front: Yes
  • Pet Policy: With Approval
  • MLS#: 226019478
  • Website: https://www.raveis.com
    /prop/226019478/15328lucernast_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of WATERFRONT REALTY GROUP INC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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15328 Lucerna ST, Naples, FL, 34114

$640,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $512,000 $512,000 $512,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $450 $450 $450
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,152 $3,278 $4,286
Total Monthly Payment $3,694 $3,820 $4,828

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.