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Located in one of James Island's most convenient neighborhoods, this beautifully maintained brick ranch offers the perfect blend of comfort, flexibility and Lowcountry charm. With 4 bedrooms, 3 full bathrooms, and 1, 945 square feet of inviting living space, the home is well suited for all looking to call Charleston home. The highly desirable location is just walking distance from popular shops, restaurants & grocery stores, and just a short drive to Folly Beach, Downtown Charleston and all that the Lowcountry has to offer. As you arrive, the home's elevated curb appeal and classic brick exterior make a lasting impression. A large front yard allows for increased privacy as the home sits well recessed from the street. Inside, you are immediately met with an inviting, open-concept floor pn. A large bay window fills the space with natural light, creating a seamless flow between kitchen, dining and living areas. The kitchen features stainless steel appliances, a large pantry, granite countertops and timeless subway tile backsplash. The kitchen island provides opportunity for bar-stool seating, the perfect area for morning coffee, breakfast items or a quick snack. Two guest bedrooms to your left currently serve as an office and nursey, each offering ample space complete with reach-in closets. Both share a hall accessed bathroom touting a single vanity and garden-tub shower. The primary bedroom is privately located towards the back of the home and accessed through a converted walk-in closet with storage galore. A large ensuite bath is also located here, boasting a standing shower and floating double vanity. The primary's oversized window allows for increased natural light and a convenient glimpse into your own backyard. The spacious fourth bedroom is located to the right of the home and currently serves as a den and children's play area. The layout and placement allow this room to serve a number of purposes, as it enjoys ensuite access to the oversized utility room and full efficiency bathroom. Children's play area, 2nd den, 4th bedroom or mother-in-law suite are all possible opportunities here. The exterior is a true oasis. The porch, patio and private backyard provide endless opportunity to gather with family and friends. Current ownership has expanded the back deck, providing for covered and uncovered options to be enjoyed at all times of the year - an entertainers dream. Ideally located, this home provides multiple convenient routes to downtown Charleston and direct path to Folly Beach. Enjoy proximity to local dining, shopping, parks, beaches and the vibrant lifestyle that makes Charleston one of the most desirable coastal cities in the country. Don't miss your opportunity to make this amazing property your next home. Schedule your tour today!
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $660,000 | $660,000 | $660,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,957 | $4,010 | $5,569 |
| Total Monthly Payment | $4,049 | $4,102 | $5,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.