10024 COLDWATER LOOP, Land O Lakes, FL, 34638 | $440,000

Welcome to this beautifully reimagined residence in the highly desirable Asbel Creek community, where modern elegance meets spacious everyday living. Offering almost 2, 600 square feet of thoughtfully designed space, this stunning home features 3 bedrooms, 2 bathrooms, and an expansive upstairs loft/bonus room perfect for a media room, home office, gym, or additional guest retreat.
From the moment you enter, you’ll appreciate the soaring ceilings, open-concept layout, and upscale designer finishes throughout. The fully renovated gourmet kitchen is a true showpiece, featuring striking stone countertops and backsplash, custom painted cabinetry, stainless steel appliances, farmhouse sink, modern fixtures, recessed lighting, and an oversized breakfast bar overlooking the main living areas.
The spacious primary suite offers a private retreat with tray ceilings, oversized walk-in closet, and a beautifully updated spa-inspired bathroom complete with dual vanities and an oversized walk-in shower. Secondary bedrooms are generously sized, while the renovated guest bath showcases contemporary finishes and custom tilework.
The oversized living and dining spaces are filled with natural light and flow seamlessly to the extended screened lanai, creating the perfect setting for entertaining or relaxing outdoors year-round. Upstairs, the massive loft provides incredible flexibility and adds a rare second living space not commonly found in homes within this price range.
Additional upgrades include updated flooring throughout, newer interior and exterior paint, upgraded lighting fixtures, custom build "Elfa" storage system in master closet, and newer roof (2020), newer AC (2023), indoor laundry room, and a fully fenced backyard.
Located in the charming Asbel Creek neighborhood with low HOA fees and convenient access to shopping, dining, schools, Suncoast Parkway, and Tampa amenities, this move-in ready home combines style, comfort, and functionality in one exceptional package.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,596
  • Acreage: 0.13
  • Est. Taxes: $3,312
  • HOA Fee: $212 Quarterly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
  • MLS#: TB8508788
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8508788/10024coldwaterloop_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 7:47:10 AM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 813-749-0875

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10024 COLDWATER LOOP, Land O Lakes, FL, 34638

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $276 $276 $276
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,167 $2,223 $2,923
Total Monthly Payment $2,518 $2,574 $3,274

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.