34 KINGFISHER LANE, Palm Coast, FL, 32137 | $1,250,000

Welcome to an extraordinary Arthur Rutenberg luxury residence on coveted Kingfisher Lane within the exclusive gated community of Ocean Hammock — a vibrant and welcoming street known for its friendly neighbors, festive block parties, and strong sense of community. Perfectly positioned on a serene lakefront homesite overlooking the golf course and just moments from the Atlantic Ocean, this impeccably designed home offers a rare blend of elegance, comfort, practicality, and coastal sophistication.

From the moment you arrive, the striking Mediterranean-inspired architecture, paver driveway, and stunning custom cast-iron double entry doors create a breathtaking first impression. The entire exterior of the home was just freshly repainted, giving the property a crisp, refreshed curb appeal and a move-in-ready feel from the moment you arrive. Inside, soaring ceilings, rich wood flooring, dramatic cast-iron staircase detailing, coffered ceilings, and abundant natural light elevate every space with timeless luxury and architectural character.

Thoughtfully designed for both everyday living and effortless entertaining, the expansive floor plan offers exceptional functionality alongside refined aesthetics. The first-floor primary suite provides a peaceful private retreat, while the conveniently located first-floor study with double doors creates the perfect home office, library, or flex space just off the main living area.

The grand great room flows seamlessly into the gourmet kitchen, beautifully appointed with custom cabinetry, granite countertops, premium stainless-steel appliances, an oversized breakfast bar, and center island designed for gathering with family and guests. Extensive storage throughout the home — including large storage closets and cleverly utilized attic space within the roof trellis design — reflects the careful attention given not only to beauty, but to livability and practicality.

Upstairs, the home is perfectly designed for hosting family and guests with spacious guest suites featuring ensuite bathrooms, a versatile loft living area, and a private screened balcony capturing gorgeous lake and golf course views along with refreshing ocean breezes drifting in from the nearby Atlantic.

The primary suite is a luxurious sanctuary of its own, featuring warm wood flooring, elegant tray ceilings with natural textures, abundant natural light, and a serene sitting area perfect for morning coffee or quiet evenings. The spa-inspired primary bath offers dual vanities, granite countertops, a soaking tub, walk-in shower, and an atmosphere designed for relaxation and retreat.

Step outside to the spectacular screened lanai where the true magic of coastal living unfolds. Enjoy peaceful evenings soaking in the spa while listening to the distant sound of the Atlantic Ocean, feeling cool ocean breezes, and watching the sky transform with breathtaking sunset colors before the moon rises over the lake. The tranquil golf and lagoon setting attracts an abundance of natural wildlife, creating a constantly changing backdrop of tropical birds, turtles, and even playful otters gliding through the water.

This exceptional Kingfisher Lane residence offers the ultimate combination of luxury, warmth, functionality, and lifestyle within one of Palm Coast’s most sought-after coastal communities.

Features

  • Amenities: Gated, Golf Course, Other
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2012
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,442
  • Acreage: 0.22
  • Est. Taxes: $8,834
  • HOA Fee: $595 Quarterly
  • View: Golf Course, Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Other, Range, Refrigerator, Washer
  • MLS#: FC317924
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /eprop/FC317924/34kingfisherlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 3:52:38 AM)
Listing courtesy of HAMMOCK REAL ESTATE GROUP   Phone: 386-246-9934

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

34 KINGFISHER LANE, Palm Coast, FL, 32137

$1,250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,000,000 $1,000,000 $1,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $736 $736 $736
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,996 $6,157 $8,439
Total Monthly Payment $6,857 $7,018 $9,300

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.