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Located in Highland, NY 12528, this 0. 9-acre vacant land parcel presents an opportunity for builders, investors, or buyers ready to design and build a custom home in Ulster County. Buyers searching for buildable land in Highland NY, shovel-ready lots, or approved land for new construction will appreciate the groundwork already completed. The property is Board of Health Approved (BOHA) for a 3-bedroom home, with approval renewed in February 2026 and valid for two years, offering a clearer path toward development. The septic is approved with no fill needed and the foundation has already been partially excavated, further reducing the development costs for the new owner. This parcel is well-suited for buyers who want to build now or secure land for a future project while approvals are already in place. With BOHA completed, the next step is applying for building permits, making this an attractive option for those looking to streamline the early stages of construction planning. Whether you're a builder seeking your next project, an investor evaluating land opportunities, or an end user planning a custom residence, this property offers flexibility and development potential. Conveniently located in Highland with access to shopping, parks, commuter routes, and nearby Hudson Valley destinations, this lot combines future building potential with a practical location. Buyers searching for land approved for a 3-bedroom home in Ulster County, vacant land near New Paltz or Highland, or a ready-to-build homesite in the Hudson Valley will find strong value here.
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Our Executive Mortgage Banker:
$89,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $71,200 | $71,200 | $71,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $438 | $456 | $596 |
| Total Monthly Payment | $513 | $531 | $671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.