10 Thorns Lane, Highland, NY, 12528 | $89,000

Located in Highland, NY 12528, this 0. 9-acre vacant land parcel presents an opportunity for builders, investors, or buyers ready to design and build a custom home in Ulster County. Buyers searching for buildable land in Highland NY, shovel-ready lots, or approved land for new construction will appreciate the groundwork already completed. The property is Board of Health Approved (BOHA) for a 3-bedroom home, with approval renewed in February 2026 and valid for two years, offering a clearer path toward development. The septic is approved with no fill needed and the foundation has already been partially excavated, further reducing the development costs for the new owner. This parcel is well-suited for buyers who want to build now or secure land for a future project while approvals are already in place. With BOHA completed, the next step is applying for building permits, making this an attractive option for those looking to streamline the early stages of construction planning. Whether you're a builder seeking your next project, an investor evaluating land opportunities, or an end user planning a custom residence, this property offers flexibility and development potential. Conveniently located in Highland with access to shopping, parks, commuter routes, and nearby Hudson Valley destinations, this lot combines future building potential with a practical location. Buyers searching for land approved for a 3-bedroom home in Ulster County, vacant land near New Paltz or Highland, or a ready-to-build homesite in the Hudson Valley will find strong value here.

Features

  • Elem. School: Highland Elementary School
  • Middle School: Highland Middle School
  • High School: Highland Park Community School
  • School District: Highland
  • MLS#: 999942
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/999942/10thornslane_highland_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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10 Thorns Lane, Highland, NY, 12528

$89,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $71,200 $71,200 $71,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $438 $456 $596
Total Monthly Payment $513 $531 $671

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.