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17814 SE 107TH TERRACE, Summerfield, FL, 34491 | $249,900
Welcome to this beautifully updated "Holly" model home nestled in the highly sought-after Spruce Creek South — a gated, guard-secured 55+ golf community just minutes from The Villages. Situated on an oversized homesite, this move-in ready 3-bedroom, 2-bath residence offers approximately 1, 450 square feet of thoughtfully upgraded living space where pride of ownership shines in every detail. From the moment you arrive, the decorative painted driveway, covered front porch, and fresh curb appeal set the tone. Step inside to a bright, open floor plan with generous living areas, abundant natural light, and a welcoming atmosphere throughout. The kitchen delivers ample cabinetry, workspace, and all appliances included — microwave, electric stove, dishwasher, refrigerator with water and ice, plus washer and dryer. Attic storage and ample closet space round out the functionality. The home has been meticulously maintained and updated — and the list speaks for itself: NEW ROOF (May 2024), NEW AC with NEW THERMASTAT and 1-year maintenance (June 2025), new condensation pump (May 2025), NEW WINDOWS in front, master bedroom, and office (April 2025), bathroom upgrades (September 2024), updated flooring (July 2024), new front door (June 2025) and screen door (May 2026), new siding (October 2023), new driveway and garage door (June 2023), new garage door opener (October 2025), and blown insulation (October 2023). The big-ticket items are done — just move in and enjoy. The large screened-in lanai is the crown jewel of this home — a peaceful retreat perfect for morning coffee, evening relaxation, or year-round outdoor Florida living. The water softener (September 2022) and the home's connection to The Villages Hospital power grid — ENSURING POWER AT ALL TIMES — add exceptional value and peace of mind. As a resident of Spruce Creek South, you'll enjoy WORLD-CLASS AMENITIES INCLUDING: golf, a community pool and clubhouse, dog park, fitness center, tennis courts, pickleball, bocce, shuffleboard, billiards, ballroom, library, and more than 100 social clubs. Gated with 24-hour guard security, deed-restricted, and golf cart friendly — this is Florida retirement living at its absolute best. Conveniently located just 2 miles from The Villages and close to shopping, dining, medical facilities, pharmacies, and everything Central Florida has to offer. Homes like this — this updated, this well-maintained, in this community — do not last. Schedule your private showing today.
Features
- Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Maintenance, Park, Pool, Recreation Facilities
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 85 x 92
- Laundry: Common Area, Inside, Laundry Room
- Year Built: 1993
- Garage: 2-car Driveway, Garage Door Opener, Oversized
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,450
- Acreage: 0.18
- Lot Size: 85 x 92
- Est. Taxes: $4,673
- HOA Fee: $180 Monthly
- Lot Desc: In County, Irregular Lot, Level, Near Golf Course, Oversized Lot, Sidewalk
- Adult Communities: Yes
- Elem. School: Stanton-Weirsdale Elem. School
- Middle School: Lake Weir Middle School
- High School: Belleview High School
- Pet Policy: Breed Restrictions, Number Limit, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: G5112062
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/G5112062/17814se107thterrace_summerfield_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
17814 SE 107TH TERRACE, Summerfield, FL, 34491
$249,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $389 | $389 | $389 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,262 | $1,660 |
| Total Monthly Payment | $1,695 | $1,726 | $2,124 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388