23 WATERMILL PLACE, Palm Coast, FL, 32164 | $269,000

Beautifully renovated 2-bedroom, 2-bathroom home with a 2-car garage located at the end of a quiet cul-de-sac in the highly desirable Pine Lakes “W Section” of Palm Coast. Situated on an oversized 1/3-acre lot with reserve areas behind and beside the property, this home offers exceptional privacy in an awesome neighborhood.

Step inside and immediately appreciate the open-concept layout featuring fresh interior paint, updated laminate flooring, and a bright, spacious feel throughout. The updated kitchen is sure to impress with 36-inch solid wood cabinets with crown molding, granite countertops, and plenty of storage and workspace. The expansive living and dining room combination creates an inviting space perfect for entertaining or relaxing.

The ideal split floor plan provides privacy for both bedrooms. The primary suite features new carpet, a walk-in closet, and a beautifully renovated bathroom complete with a new vanity, toilet, tile flooring, and tiled shower. The spacious guest bedroom also offers new carpet and includes a built-in wall safe for valuables. The guest bathroom has been tastefully updated with a granite vanity, new tile flooring, and a tiled shower/tub combo.

Enjoy Florida living from the large screened-in patio accessed through a newer sliding glass doors, overlooking the huge partially fenced backyard with peaceful reserve views on two sides for added seclusion.

This home also offers peace of mind with numerous major updates already completed, including a new roof and water heater in 2022, new driveway in 2024, A/C in 2018, new windows and sliders in 2010, plus gutters and updated LED lighting throughout. The freshly painted garage floor adds a clean finishing touch, and the washer and dryer are included with the sale.

Move-in ready and centrally located in the heart of Palm Coast close to shopping, dining, golf, parks, and the beaches — this one is a must-see! ***Make sure to watch the virtual tour which includes a walkthrough video***

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1986
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,146
  • Acreage: 0.32
  • Est. Taxes: $2,794
  • Lot Desc: Conservation Area, Cul-De-Sac, Drainage Canal, Irregular Lot, Oversized Lot, Street Dead-End
  • Elem. School: Wadsworth Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: FC318330
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC318330/23watermillplace_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2026 8:34:45 PM)
Listing courtesy of REALTY EXCHANGE, LLC   Phone: 386-446-0017

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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23 WATERMILL PLACE, Palm Coast, FL, 32164

$269,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,200 $215,200 $215,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $233 $233 $233
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,325 $1,396 $1,801
Total Monthly Payment $1,633 $1,704 $2,109

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.