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5 N OCEAN PALM VILLAS, Flagler Beach, FL, 32136 | $239,900
Experience coastal living at its finest with intracoastal waterway views right in your own backyard located in scenic Flagler Beach! This spacious 2-bedroom, 2 full bath condo boasts over 1100sqft of updated living. Inside, you will find modern upgrades throughout, including quartz countertops, grey shaker kitchen cabinets, luxury vinyl plank flooring, stainless steel appliances, and an open, inviting layout designed for hosting and entertaining. The main living space extends through a new sliding door leading out to a new screened in lanai with unobstructed water views! The spacious primary suite offers his and her closets and a private balcony overlooking the vast intracoastal.
Enjoy the convenience and charm of a golfcart-friendly community just two blocks from the beach and the Atlantic Ocean. Whether you're watching the sunset over the Intracoastal or taking a short ride to local restaurants, shops, and local entertainment, this condo offers the perfect blend of relaxation and coastal lifestyle. Upgrades include hurricane shutters, A/C unit and ducts (2023), Water Heater (2017), garage door opener (2025), Living room slider (2025), screened in lanai enclosure (2024).
Unit located on desirable north side of Ocean Palm Villas which backs up to conservation area beyond the intracoastal. Community amenities include community pool and kayak launch. HOA fee includes cable TV, internet, water, sewer, trash pickup, exterior maintenance, roofs, building insurance, and more offering peace of mind and true low-maintenance Florida coast living.
Features
- Heating: Heat Pump
- Cooling: Central Air
- Levels: 2
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Complex: OCEAN PALM VILLAS
- Year Built: 1979
- Approx Sq. Feet: 1,184
- Est. Taxes: $3,154
- Condo Fee: $805 Monthly
- View: Water
- Water Front: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: FC318558
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/FC318558/5noceanpalmvillas_flaglerbeach_fl?source=qrflyer
Listing courtesy of COAST LIFE REALTY Phone: 386-492-5004
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5 N OCEAN PALM VILLAS, Flagler Beach, FL, 32136
$239,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $263 | $263 | $263 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,182 | $1,229 | $1,607 |
| Total Monthly Payment | $1,520 | $1,567 | $1,945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388