1090 MAIN STREET, Safety Harbor, FL, 34695 | $1,699,000

Stunning new construction mid-century modern two-story home located on highly sought-after Main Street in Safety Harbor. Designed with elevated finishes and modern architectural elements throughout, this impressive residence features a torch-down flat roof, double driveway with turnaround pad or golf cart parking, and a private vinyl-fenced backyard with gates on both sides. Outdoor living spaces include a covered lanai and second-floor balconies at both the front and rear of the home.

Enter through double doors into a dramatic foyer with soaring 20+ foot ceilings highlighted by a modern crystal sloping pendant chandelier. The foyer also provides direct access to the oversized two-car garage. The open-concept floor plan seamlessly combines the living room, kitchen, and dining areas, showcasing layered textures of stone, wood, and Venetian plaster throughout the home. Thoughtful design details maximize storage and functionality.

The living room features custom built-in wood shelving and an electric decorative fireplace. Designed for entertaining, the kitchen opens directly to the backyard and lanai through sliding glass doors and offers dual-tone cabinetry, granite countertops, an island with an extending sliding countertop for additional seating and storage, and premium European-style FORNO Espresso appliances. The elongated dining area runs parallel to the kitchen, creating a spacious and inviting gathering space.

Additional first-floor features include a small pantry connected to the half bathroom, a versatile flex room ideal for an office, den, or library, and a glass-enclosed wine display and storage area beneath the staircase.

Upstairs, the second-floor landing overlooks the foyer with modern glass railings and connects all bedrooms along with the upper-level laundry room. Every bedroom includes ceiling fans, window treatments, ensuite bathrooms, and generous closet space.

The spacious primary suite features sliding glass doors leading to a private rear balcony, a dry bar, walk-in closet with built-ins and vanity, and a luxurious ensuite bathroom with dual sinks, a walk-in glass shower with rain shower head, and a contemporary freestanding soaking tub. Secondary bedrooms offer ensuite bathrooms with single vanities and glass-enclosed tub/shower combinations. The front bedroom also enjoys access to a private balcony overlooking the property.

The upstairs laundry and storage room includes cabinetry, countertop workspace, sink, and washer/dryer hookups for added convenience.

Conveniently situated on Main Street with quick access to McMullen Booth Road/County Road 611 and less than one mile from downtown Safety Harbor, this home offers the perfect balance of luxury and location. Nestled along the western shore of Tampa Bay, Safety Harbor is known for its charming small-town atmosphere, waterfront parks, renowned resort and spa, locally owned shops and restaurants, community events, recreational activities, and beautiful Philippe Park.

Features

  • Rooms: 15
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 55 x 107
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Style: Mid-Century Modern
  • Year Built: 2026
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Other
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,946
  • Acreage: 0.14
  • Lot Size: 55 x 107
  • Est. Taxes: $5,041
  • Elem. School: Safety Harbor Elementary-PN
  • Middle School: Safety Harbor Middle-PN
  • High School: Countryside High-PN
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8507231
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8507231/1090mainstreet_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 5:42:43 AM)
Listing courtesy of LUXURY & BEACH REALTY INC   Phone: 727-800-5906

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1090 MAIN STREET, Safety Harbor, FL, 34695

$1,699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,359,200 $1,359,200 $1,359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $420 $420 $420
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,149 $8,369 $11,470
Total Monthly Payment $8,694 $8,914 $12,015

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.