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Discover 3020 Flat Rock Lane - Your Wooded Wonderland in Gated Carolina Bay, Ridgeville, SC!Ready to escape to your own private Lowcountry playground? Tucked away on a stunning, tree-lined 1. 3-acre lot inside the peaceful gated community of Carolina Bay, this charming home delivers 3, 400 square feet of pure joy with 5 spacious bedrooms and 3 full bathrooms -- plenty of room for the whole crew (and all their hobbies)!Step inside and you'll be greeted by soaring ceilings and a welcoming open-concept layout perfect for epic game nights and memorable gatherings. The gourmet kitchen is ready to star in your next culinary adventure, while a quiet study gives you a spot to focus when needed. The spacious primary suite feels like your personal spa getaway with its dreamy bath and oversized walk-in closet. Best of all, storage is a breeze here, all guest rooms feature walk-in closets, there's a large storage closet tucked neatly under the stairs, and you'll even find a handy storage shed out back! But the real magic happens outside! This big, beautiful wooded lot is an outdoor enthusiast's dream -- with a generous dedicated garden area and existing greenhouse already in place. Whether you're growing prize-winning tomatoes, experimenting with exotic flowers, or just playing in the dirt, your green thumb is about to thank you. Picture lazy mornings harvesting fresh veggies, evening bonfires under the trees, or simply soaking up the peaceful privacy that only 1. 3 acres can deliver. Located in Ridgeville, you're conveniently close to Summerville's charm, the buzzing Volvo area, and all the shopping, dining, and excitement Charleston has to offer -- without giving up that wonderful "I'm tucked away in my own world" feeling.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $560,000 | $560,000 | $560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,448 | $3,536 | $4,650 |
| Total Monthly Payment | $3,540 | $3,628 | $4,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.