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Discover this timeless & classic brick residence nestled in one of James Island's most desirable and convenient locations, offering the perfect blend of Lowcountry charm, coastal accessibility, and exceptional outdoor potential. Ideally situated just minutes from Folly Beach and historic Charleston, this move-in ready home presents an exceptional opportunity to enjoy the very best of Lowcountry living. Set on an expansive and private 0. 34-acre homesite backing to a protected wooded buffer maintained by the Town of James Island. This property offers peaceful surroundings with gorgeous live oaks draped in Spanish moss creating an unforgettable backyard setting. The spacious living room showcases stunning vaulted beamed ceilings, elegant wainscoting, and a classic wood-burning fireplace as the focal point of the space. The kitchen is open to the living area and features travertine flooring, teak countertops, travertine breakfast bar countertops, and excellent flow for everyday living. Adjacent to the living room, the laundry room leads conveniently into the attached one-car garage. All bedrooms and bathrooms are thoughtfully situated down the hallway, creating a functional and traditional floorplan. Outdoor living truly shines here. Step outside onto the large travertine patio complete with a partial outdoor kitchen featuring granite countertops -- the perfect starting point for creating your own private tropical oasis. The oversized backyard offers endless possibilities for expansion and customization, whether envisioning a pool, covered pergola with full outdoor kitchen, screen porch, or even a seamless addition to the home thanks to the property's accommodating layout and symmetry. With no HOA, there is ample room to park your boat with ease while still maintaining generous driveway space. Recent improvements include: " New HVAC system " New roof " New front door " Removal of backyard oak near patio area, opening additional outdoor possibilities Offering exceptional value at a highly desirable James Island price point, this charming Lowcountry residence beautifully combines location, privacy, character, and future potential into one incredible opportunity. Conveniently located near: " Folly Beach " Downtown Charleston " James Island County Park " Grocery stores, local restaurants, shopping, Lowe's & so much more. Home was previously located in an X flood zone prior to map adjustments in 2021. The area behind the home is still in X flood zone, and the property has zero flooding history.
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Our Executive Mortgage Banker:
Our Insurance Division:
$560,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $448,000 | $448,000 | $448,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,758 | $2,829 | $3,720 |
| Total Monthly Payment | $2,850 | $2,921 | $3,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.