178 Canal Road, Wurtsboro, NY, 12790 | $1,199,900

Positioned on a southwest-facing Lakefront lot, 178 Canal Road delivers what most Wolf Lake buyers spend years searching for and rarely find: a property where the original character has been honored, the modern systems are already done, and the lake views are among the finest. The 1940 stone exterior (uncommon in this community) sets the tone from the first impression, and that same stone carries inside, becoming a living design element in the primary suite, the formal dining room, and the lower-level living room, each with an elevated view. The southwest orientation and point position create the light effect of "diamonds on the water" that is difficult to describe and impossible to forget. The finished lower level, with a wall of glass, opens directly to a custom stone patio, a built-in stone grill, and an outdoor dining area where the craftsmanship is unmatched. The infrastructure behind this home is equally resolved: Whole-home generator, central air, a detached two-car heated garage, a finished walkout basement. A small fenced kitchen herb garden sits just off the entry patio area; the garage placement creates privacy from the street while the lake side remains entirely open to the water and the evening sky. Wolf Lake is one of Sullivan County's most sought-after private lake communities; 1, 800 acres of protected forestland, three spring-fed lakes, a community beach, miles of hiking trails, a clubhouse, and a full calendar of events. 90 minutes from the George Washington Bridge. One-time membership fee: $5, 250. Annual dues: $1, 350. A property where the rustic and the resolved exist in the same moment, a version of lake life that does not require compromise, 178 Canal Road.

Features

  • Amenities: Basketball Court, Clubhouse, Playground, Recreation Facilities
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Style: Cape Cod
  • Year Built: 1940
  • Garage: 2-car
  • Heating: Baseboard, Electric, Forced Air, Propane
  • Cooling: Central Air
  • Basement: Finished, Full, See Remarks, Storage Space, Walk-Out Access
  • Approx Sq. Feet: 2,434
  • Acreage: 0.38
  • Est. Taxes: $13,054
  • HOA Fee: $1,350 Annually
  • View: Lake, Panoramic, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Emma C Chase School
  • Middle School: Robert J Kaiser Middle School
  • High School: Monticello High School
  • School District: Monticello
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 999813
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/999813/178canalroad_wurtsboro_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of J. Morreale, LTD   Phone: 845-796-3707

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

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178 Canal Road, Wurtsboro, NY, 12790

$1,199,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $959,920 $959,920 $959,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $1,088 $1,088 $1,088
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,375 $5,833 $8,036
Total Monthly Payment $6,588 $7,046 $9,249

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.