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Lot 108 Harbor Ridge Road, Seneca, SC, 29672 | $99,000
Nestled within the prestigious, gated community of Harbor Point, this expansive 2. 7-acre private lot offers a rare blend of wooded seclusion and high-end neighborhood value. With the average home sale in the area reaching $945, 000 over the last year, this is a prime opportunity to build in a market defined by luxury and growth. Designed for the active lake lifestyle, Harbor Point provides dedicated storage for your boat, trailer, or water toys, all while keeping you just five minutes from Stamp Creek Landing for effortless access to the crystal waters of Lake Keowee. Whether you’re looking to craft a primary residence or an income-generating retreat, the community’s approval for short-term leasing and a manageable 1, 400-square-foot minimum build makes this the perfect canvas for a savvy investment or a personal sanctuary.
Features
- Amenities: Gated,Storage
- Development: 205-Oconee County,SC
- HOA Fee: $810 Annually
- Lot Desc: Gentle Sloping,Outside City Limits,Subdivision,Sloped,Trees,Interior Lot
- Elem. School: Keowee Elem
- Middle School: Walhalla Middle
- High School: Walhalla High
- MLS#: 20301387
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/20301387/lot108harborridgeroad_seneca_sc?source=qrflyer
Listing courtesy of Allen Tate - Lake Keowee North Phone: (864) 944-2400
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Lot 108 Harbor Ridge Road, Seneca, SC, 29672
$99,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $79,200 | $79,200 | $79,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $488 | $500 | $658 |
| Total Monthly Payment | $563 | $575 | $733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484