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Located in the highly sought-after 55+ community of Sun City Hilton Head, this charming Camilla Model offers the ideal blend of Lowcountry living, resort-style amenities, and everyday comfort-all with the added benefit of lower Beaufort County taxes. Featuring 2 bedrooms, 2 bathrooms, and tranquil long lagoon views, this home is filled with potential and ready for your personal touches. From the moment you step through the front door, you are welcomed by peaceful water views that extend through the open living and dining areas to the backyard patio. Whether enjoying morning coffee, entertaining friends, or firing up the BBQ on a warm Carolina evening, the outdoor space captures the relaxed charm of Southern living. The serene lagoon setting creates a private backdrop perfect for unwinding and enjoying the beauty of the Lowcountry lifestyle. The thoughtfully designed kitchen features an efficient layout ideal for easy meal preparation while remaining connected to guests through a convenient pass-through opening overlooking the main living area and backyard views. Natural light flows throughout the home, enhancing the inviting atmosphere. Important updates including a newer roof and HVAC system provide peace of mind for years to come. Conveniently located near the Hidden Cypress Amenity Center, residents enjoy easy access to an outdoor pool, state-of-the-art fitness center, social gathering rooms, on-site restaurant, and the popular Hidden Cypress Golf Course. Sun City Hilton Head is one of the Southeast's premier active adult communities, offering over 150 clubs, social groups, fitness classes, golf courses, tennis, pickleball, walking trails, and endless recreational opportunities. Residents also enjoy the newly opened $55 million amenity center, adding even more opportunities for an active and engaging lifestyle. Whether you are searching for a primary residence, seasonal retreat, or retirement home in Bluffton, this lagoon-view property offers an exceptional opportunity to enjoy the best of Sun City Hilton Head and the Lowcountry lifestyle.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,896 | $1,972 | $2,578 |
| Total Monthly Payment | $1,971 | $2,047 | $2,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.