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Nestled on approximately 3 peaceful acres just two hours from NYC in the sought after hamlet of Smallwood, this spacious turn key 3 bedroom, 3 bath ranch offers the perfect mix of comfort, privacy, and charm. Built in 1990, the home features a warm and welcoming layout with high ceilings in the living room, skylights that bring in beautiful natural light, and both a pellet stove upstairs and a wood burning stove downstairs that make the space feel cozy year round. Outside, you’ll love the large decks with propane powered firepit overlooking the spacious yard, a screened in porch perfect for relaxing on summer evenings, regulation sized bocce court, and a fenced area ideal for pets or gardening. White Lake Brook runs along the back of the property, adding to the tranquil setting and natural beauty. With a circular blacktop driveway and plenty of room to enjoy the outdoors, this property is a great opportunity for anyone looking for a full time home or weekend escape in the Hudson Valley. The home also includes central air, an attached garage, washer and dryer, a finished basement for additional living or entertaining space, and a water softener system with salt tank. A generator hookup and generator provide added convenience and peace of mind. Smallwood offers the Forest Reserve featuring over 130 acres of trails, Minnie Falls, playground, a dog park and outdoor gym equipment. Optional membership to the Smallwood Civic Association for nearby access to non-motor boat Mountain Lake for swimming, fishing, tennis courts, basketball courts, playground and lodge along with other activities or join the Club at Smallwood with a heated pool and weekly entertainment. Near to waterfront dining, Bethelwoods Performing Arts Center, Resorts World Casino and Kartrite indoor water park. Don't miss the chance to embrace lake community living. . . . Your new adventure awaits!
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Our Executive Mortgage Banker:
$424,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $339,200 | $339,200 | $339,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $650 | $650 | $650 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,089 | $2,142 | $2,817 |
| Total Monthly Payment | $2,814 | $2,867 | $3,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.