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Experience shoreline living in this charming 2 bedroom, 1. 5 bath condo located in a sought-after waterfront community with your own private beach! This community has beautiful landscaping in common areas and leading to your front door. This unit is located in the rear, offering a private fenced-in patio next to the large yard, ideal for dog-owners and playing yard games while entertaining! Inside, the layout features an open floor plan with beautiful foyer tile, many closets and vinyl flooring throughout. The spacious living room has a wood-burning fireplace with pebble stone facade, sliding doors to the patio, and is open to the dining room and kitchen with stainless steel cabinetry. A half bath is also on the main level. Upstairs, you'll find a generously sized primary bedroom with vaulted ceiling, second bedroom also with vaulted ceiling, full bath, and laundry closet with washer and dryer. There is a large linen closet in the hallway and one in the bathroom for lots of storage! The bright third-floor loft provides flexible space ideal for a home office, guests, or bonus TV room. Additional highlights include a detached garage (#12) and outdoor shed. This community offers low-maintenance coastal living just minutes from Branford's vibrant downtown, restaurants, train station, and approx. 15 min to Yale and downtown New Haven. Walk to Indian Neck restaurants, Owenego Beach Club, and enjoy the best of the CT shoreline with a lifestyle that feels like a getaway year-round!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | 9 ft+ Ceilings,Vaulted Ceiling,Vinyl Floor | Upper |
| Dining Room | Vinyl Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper |
| Half Bath | Tile Floor | Main |
| Kitchen | Galley,Pantry | Main |
| Living Room | Fireplace,Sliders,Vinyl Floor | Main |
| Primary Bedroom | 9 ft+ Ceilings,Vaulted Ceiling,Vinyl Floor | Upper |
| Rec/Play Room | Vinyl Floor,On 3rd Floor | Upper |
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,999 | $399,999 | $399,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $493 | $493 | $493 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,463 | $2,526 | $3,322 |
| Total Monthly Payment | $3,031 | $3,094 | $3,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.