2 White Horse Road, Middletown, NY, 10940 | $1,249,000

Offered for sale for the very first time by its original owners, this custom-designed and thoughtfully upgraded 3-bedroom, 2. 5-bath private luxury estate is nestled on 12. 7 level acres in the Town of Greenville. Built in 2014 with quality craftsmanship and comfort in mind, this expansive home offers the perfect blend of space, functionality, and modern efficiency. The chef’s kitchen outfitted with updated premium stainless steel appliances serves as the heart of the home, featuring granite countertops, an oversized island with cooktop, double wall ovens, immense cabinet and countertop space for meal preparation and storage, a large walk-in pantry, and an inviting eat-in area with a bump-out bay window overlooking the property. The kitchen flows seamlessly into the expansive formal dining room, creating an ideal setting for entertaining and gatherings. The spacious living room is buttressed by an enclosed three-season front porch and a private back deck complete with a 7’ x 7’ sauna that comfortably seats six. A convenient half bath, full walk-in mudroom, and versatile bonus room perfect for crafting, gaming, or a home office complete the first floor. Upstairs, a generous landing leads to thoughtfully designed bedroom spaces in both directions. To the right are two spacious bedrooms, a hall bath, the laundry room and a bonus room. To the left, the private primary suite offers two large walk-in closets and a recently renovated spa-inspired bathroom (2025) featuring a walk-in steam shower, large soaking air tub, double sinks, and separate water closet. The primary suite also includes a private office and finished recreation room with additional storage (adding 680 additional sqft of finished space). With its generous footprint and walk-out design, the lower level provides outstanding opportunity for future expansion, including the potential for a mother-daughter or multi-generational living arrangement. Additional highlights include granite countertops throughout the kitchen and baths, walk-in closets in every bedroom, radiant heating and cooling throughout powered by a whole-house geothermal system, and owned solar panels for exceptional energy efficiency. Outdoor living is equally impressive with an expansive patio designed for entertaining, featuring a large covered pergola, heated in-ground pool, fire pit, full outdoor kitchen with refrigeration, a propane BBQ grill, and a brick-oven fireplace perfect for homemade pizzas. The 3-car garage (with heat and AC) and outside parking provides an abundance of space for all your gatherings. And the well-designed garden and fully-fenced backyard complete with a chicken coop is ready for the next happy homesteader. Don’t miss the opportunity to own a truly unique property in the Hudson Valley offering a private setting with room to roam. Schedule your showing today!

Features

  • Rooms: 15
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Colonial
  • Year Built: 2014
  • Garage: 3-car
  • Heating: Geothermal, Propane, Radiant Floor
  • Cooling: Geothermal
  • Basement: Full, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 4,225
  • Acreage: 12.7
  • Est. Taxes: $13,986
  • Lot Desc: Back Yard, Cleared, Front Yard, Garden
  • Elem. School: Otisville Elementary School
  • Middle School: Minisink Valley Middle School
  • High School: Minisink Valley High School
  • School District: Minisink Valley
  • Pool: Fenced, In Ground, Pool Cover, Salt Water
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Electric Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Indirect Water Heater, Water Softener Owned
  • MLS#: 996623
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /eprop/996623/2whitehorseroad_middletown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Nicoline LomasSales Associate

203.644.9860

Nicoline.Lomas@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2 White Horse Road, Middletown, NY, 10940

$1,249,000

Nicoline Lomas

Sales Associate

William Raveis Real Estate

Phone: 203.644.9860

Nicoline.Lomas@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $999,200 $999,200 $999,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $1,166 $1,166 $1,166
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,595 $6,071 $8,364
Total Monthly Payment $6,886 $7,362 $9,655

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.