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Welcome to this beautifully updated 4 bed / 2 bath home in the heart of Cutler Bay! Built in 2016, this home offers a perfect blend of modern construction, style, and functionality. Featuring Impact windows and doors, a spacious 2-car garage, and NO HOA or CDD fees, it provides both peace of mind and everyday convenience.
Inside, you will find a bright open-concept layout with elegant finishes and a fully renovated chef-inspired kitchen. The space is complete with Samsung stainless steel appliances, custom wood cabinetry in white, french clay tile backsplash and sleek quartz countertops designed for both entertaining and daily living. Split-bedroom plan w/ primary suite that offers comfort & privacy, while the additional bedrooms provide flexibility for family, guests, or a home office. Outside, you can enjoy serene partial lake views and a space ideal for relaxing, gardening or family gatherings. The ample garage is currently being used as home gym w/ added A/C unit & Electric Water Heater replaced in 2023.
This move in ready home is conveniently located to major highways and walking distance to the new Shoppes of Cutler Bay which features a brand new Publix, dining and future home of Flanigan's Outdoor Restaurant and Cutler Bay Legacy Park! This is a rare opportunity to own a newer construction home with water views and no association restrictions in one of Cutler Bay’s most sought-after areas. Schedule a showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $102 | $102 | $102 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,079 | $3,160 | $4,152 |
| Total Monthly Payment | $3,273 | $3,354 | $4,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.