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Check out this move in ready expanded cape with farmhouse vibes, modern updates and smart features! Welcome to 315 Grant Ave in Islip, NY! A beautifully updated expanded Cape that seamlessly blends classic charm with modern convenience. Set on a fully fenced property, this home offers a versatile layout with bright, inviting living spaces and a fresh, updated feel throughout. The interior features an open concept kitchen with granite countertops, spacious downstairs bathroom and recently refreshed finishes; including interior painting completed between 2025 and 2026, newer windows (most replaced in 2024) which fill the home with natural light while enhancing overall energy efficiency. This home has been thoughtfully improved with major upgrades that provide both comfort and peace of mind. A new flat roof was installed in 2026, along with a newer boiler and hot water heater in 2022. Your lawn and plants will stay happy with an in-ground irrigation system. Some additional features include GoSund switches compatible with Alexa which brings added convenience to everyday living. Outside, the fully PVC fenced backyard offers privacy and allows for entertaining due to his spacious size. A recent seal coated driveway and a newer metal shed add to the home’s functionality and curb appeal. This home is conveniently located near shopping, dining, parks, and transportation. 315 Grant offers the perfect combination of location, updates and move-in-ready condition. A great opportunity to own a well-maintained, upgraded home in the heart of Islip.
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Our Executive Mortgage Banker:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $1,012 | $1,012 | $1,012 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,079 | $3,243 | $4,186 |
| Total Monthly Payment | $4,183 | $4,347 | $5,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.