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Where does one begin? For those who want it all. . . coastal lifestyle, nearly 180-year-old detail that cannot be replicated, a home with soul, provenance, & stories, modern comforts, a flexible floor plan, and a property of possibilities. 45 Shore Road offers it, and then some. Constructed in approximately 1848, when shipbuilders & captains dotted this loveliest of streets that meanders along the eastern shoreline of Setauket Harbor, the Hulse House stands as a testament to time and Three Village history. This residence and neighborhood must be experienced in person. Its current stewards have invested significantly: a new innovative/alternative onsite waste treatment septic system (2021), 2-zone gas heat & 2-zone central air (2016 & 2023), a 16kw Generac whole-house generator (2018), upgraded 200amp service, extensive electrical & plumbing upgrades, and smart thermostats. Structural investments include a fully rebuilt wraparound veranda with custom Tennessee Porch Company balusters (2016), a 2010 roof (primary suite portion 2024), partially rebuilt second floor bedroom, bathrooms and kitchen, and extensive grounds improvements. A bygone era carries throughout. Patina'd elements, a whimsical feel, authenticity that cannot be manufactured - from original fixtures, doors, and 9-layer moldings, to a hand-carved marble fireplace mantle & original wide-plank floors that have felt countless steps - the Hulse House is the embodiment of a time when things were built to endure. And so they have. 9' ceilings, beautifully proportioned rooms, chandeliers on ornate medallions, and period architectural windows of impressive scale define the home's character. The parlor is its heart - embossed wallpaper, original moldings, and a hand-carved 1870 marble mantle anchor a space that adapts to dining, living, or the arrangement of your choice. The adjacent living room offers nearly floor-to-ceiling windows with harbor views just across the street. The kitchen, rebuilt in 1999, blends country charm with modern convenience - an upgraded suite of appliances added in 2022, including a 5-burner double-oven gas range and a smart fridge, glass-knobbed cabinetry, delightful millwork, a morning light-filled breakfast nook, a surprisingly generous laundry room that doubles as a walk-in pantry, and access to a breakfast porch. Four true bedrooms offer generous closets for a home of this era. The main-level primary suite features a rebuilt ensuite bath, two walk-in closets, and flexibility for an adjacent (large) nursery, study, or dressing room. The second level offers increasingly better seasonal views of the harbor & original fireplace. The third bedroom, with an original oversized 3-piece window recently uncovered and four low-sill windows, delivers remarkable light & architectural character. Additional second-floor space rounds out the picture as a study, den, or potential conversion to a suite. Magical grounds: an expansive front lawn fringed by an original concrete & inlaid stone wall, pillared entry, white picket fence, & mature plantings overflowing in the most whimsical of ways. The backyard gently inclines toward an iris-fringed patio - part of a century-old squash court - and a cedar-sided carriage house with custom 2024 doors and possibilities abound, plus ample driveway space. Your days are spent harborside. Swans glide by as herons & osprey fish. Dock at Shore Road Marina (1, 000'), launch your kayak or picnic - a sandy beach is just 800' away! Revel in skies painted pink & orange at sunset, & an ever-changing harborscape: lush in summer, golden in fall, frozen and vast in winter. Admire the neighborhood's architecture. Seport Deli (500') and its legendary Boone & iced tea, and beloved Elaine's Restaurant (600') are practically neighbors. Port Jefferson Village is 3 min east; world renowned Stony Brook University & Hospital, 10 min west. Zoned for Three Village schools (Setauket Elementary, Gelinas, Ward Melville HS). Taxes only $11, 809!
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Our Executive Mortgage Banker:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $796,000 | $796,000 | $796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $984 | $984 | $984 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,520 | $4,901 | $6,717 |
| Total Monthly Payment | $5,596 | $5,977 | $7,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.