4 Clover Lane, Wurtsboro, NY, 12790 | $525,000

Welcome to “Lucky” 4 Clover Lane — meander down a newly paved driveway through 3. 46 private acres to discover a classic Colonial blending timeless charm with relaxed country living. Built in 2004 and thoughtfully updated, this 4 bedroom, 2. 5 bath residence offers a serene retreat surrounded by nature while remaining just minutes from the heart of Wurtsboro. A covered wraparound porch welcomes you home, creating the perfect setting for quiet mornings or peaceful evenings overlooking the wooded landscape. Privately tucked away, the property offers both solitude and convenience with easy access to Route 17/86 for commuters and weekend travelers alike. Inside, newly refinished hardwood floors enhance the warmth and character of the main level. The formal dining room flows effortlessly into a spacious kitchen equipped with stainless steel appliances, generous cabinetry, and a functional layout designed for both everyday living and entertaining. Sliding glass doors lead directly to the expansive 25x25 rear deck with built-in seating, creating seamless indoor-outdoor living and an inviting space to gather with family and friends. The oversized living room is filled with natural light and offers a versatile setting, complete with French doors opening to the covered side porch for an easy flow of fresh air and outdoor access. A convenient half bath and entry to the attached two-car garage with ample storage complete the first floor. Upstairs, discover a sizeable primary suite featuring a private en suite bath, walk-in closet, and its own separate heat zone for added comfort. Three additional bedrooms and a full bath down the hall provide comfortable accommodations for family, guests, or a flexible home office space. Additional highlights include a full unfinished basement offering exceptional storage or future expansion potential, along with multiple heating options including oil and wood-burning systems for added efficiency and versatility. Recent updates such as fencing, hot water heater, and a 330-gallon oil tank provide added peace of mind. Outdoor enthusiasts will appreciate nearby public access to Masten Lake, while the charming village of Wurtsboro offers boutique shopping, local eateries, and small-town character just moments away. A rare opportunity to enjoy privacy, space, and timeless living in one of Sullivan County’s most convenient and ideal settings.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Colonial
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Baseboard, Oil, Wood
  • Cooling: None
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 2,352
  • Acreage: 3.46
  • Est. Taxes: $8,263
  • View: Trees/Woods
  • Elem. School: Emma C Chase School
  • Middle School: Robert J Kaiser Middle School
  • High School: Monticello High School
  • School District: Monticello
  • Appliances: Dryer, Gas Range, Refrigerator, Stainless Steel Appliance(s), Washer, Oil Water Heater
  • MLS#: 999050
  • Website: https://www.raveis.com
    /prop/999050/4cloverlane_wurtsboro_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Realty Boston Northwest   Phone: 845-928-8000

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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4 Clover Lane, Wurtsboro, NY, 12790

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $689 $689 $689
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,586 $2,689 $3,516
Total Monthly Payment $3,367 $3,470 $4,297

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.