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143 Cottage Road, Enfield (Shaker Pines Lake), CT, 06082 | $539,900
If you LOVE LAKE LIVING, this fabulous move-in ready WATERFRONT RANCH / SPLIT LEVEL style home located in SHAKER PINES LAKE Community could be your new DREAM HOME! Imagine sipping your morning coffee while enjoying the beautiful sights and sounds of nature on the LAKE. Take a ride in your BOAT, float on your RAFT or drop a line in the water to catch a FISH. In the evening, cozy up by the WOOD STOVE and watch the sunset over the water. This SUPER ENERGY EFFICIENT home offers a LEASED SOLAR electric contract at approx. $160/month for the remainder of the term!! Oil heat is merely a backup plan and to date there is a LARGE CREDIT with EVERSOURCE. Other special features of this 4 bedroom, 2 full bath home include: a possible IN-LAW (4th bedroom) with a private bath and separate entrance, a Large "KNOTTY PINE" living room, an oversized GREAT ROOM w/ a FIREPLACE & SKY LIGHTS, a modern Kitchen w/ Composite COUNTERS, 2 MINI SPLITS providing HEAT, AIR CONDITIONING and DEHUMIDIFIER functions, a 22KW Whole house automatic GENERATOR system, 2 DECKS, a 4 season PORCH, a partially finished BASEMENT, a 2 car large CARPORT, Beautiful PERENIAL GARDENS and so much more. Make an offer and let your dream of LAKE FRONT LIVING become a reality. PADDLE BOAT, CANOE, OARS, ELECTRIC MOTOR & BATTERIES INCLUDED! Annual Lake Tax - currently $340 for 2025-2026. Hardwood under blue and red carpet on main floor. See special FEATURE SHEET and home upgrades along with SOLAR Lease attached to listing. Some pictures have been virtually staged or modified.
Features
- Town: Enfield
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Laundry: Lower Level
- Style: Ranch,Split Level
- Year Built: 1958
- Garage: Paved,Off Street Parking,Driveway
- Heating: Baseboard,Heat Pump,Hot Water,Wood/Coal Stove
- Cooling: Central Air,Split System
- Basement: Full,Heated,Fully Finished,Interior Access,Liveable Space,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 2,589
- Below Grade Approx. Sq. Feet: 1,393
- Acreage: 0.22
- Est. Taxes: $7,746
- Lot Desc: Fence - Partial,Level Lot,Water View
- Water Front: Yes
- Elem. School: Per Board of Ed
- High School: Enfield
- Appliances: Electric Range,Microwave,Refrigerator,Dishwasher,Disposal
- MLS#: 24174124
- Website: https://www.raveis.com
/prop/24174124/143cottageroad_enfield_ct?source=qrflyer
Listing courtesy of Realty One Group Cutting Edge Phone: (860) 623-7900
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet,Hardwood Floor | Main |
| Bedroom 2 | Wall/Wall Carpet,Hardwood Floor | Main |
| Bedroom 3 | Wall/Wall Carpet,Hardwood Floor | Main |
| Bedroom 2 | Flooring - Hardwood, Flooring - Wall to Wall Carpet | Main,First |
| Bedroom 3 | Flooring - Hardwood, Flooring - Wall to Wall Carpet | Main,First |
| Bedroom 4 | Flooring - Hardwood, Flooring - Wall to Wall Carpet | Main,First |
| Dining Room | Flooring - Laminate, Lighting - Pendant | Main,First |
| Dining Room | Main | |
| Full Bath | Tub w/Shower,Tile Floor | Main |
| Great Room | Skylight,Balcony/Deck,Fireplace,Sliders,Wall/Wall Carpet | Main |
| Kitchen | Flooring - Laminate, Countertops - Stone/Granite/Solid, Exterior Access | Main,First |
| Kitchen | Remodeled | Main |
| Living Room | Wood / Coal / Pellet Stove, Flooring - Hardwood, Flooring - Wall to Wall Carpet | Main,First |
| Living Room | Fireplace,Wood Stove,Wall/Wall Carpet,Hardwood Floor | Main |
| Master Bedroom | Flooring - Wall to Wall Carpet, Exterior Access | First |
| Primary Bath | Tile Floor | Lower |
| Primary Bedroom | Bedroom Suite,Fireplace,Full Bath,Wall/Wall Carpet,Tile Floor | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
143 Cottage Road, Enfield (Shaker Pines Lake), CT, 06082
$539,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $646 | $646 | $646 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,659 | $2,766 | $3,616 |
| Total Monthly Payment | $3,397 | $3,504 | $4,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524