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Don’t miss this unique and versatile ranch-style home offering exceptional flexibility and potential in desirable Chester, NH. Conveniently located with easy access to Route 101, this property presents a rare opportunity for extended family living, owner-occupied rental potential, guest accommodations, or possible in-home business use. Currently configured with two separate living spaces, the home offers convenient single-level living throughout. Both areas have been freshly painted, with some flooring updates already completed, allowing you to move right in while continuing to make additional enhancements over time. The flexible layout creates an ideal setup for multi-generational living, private guest quarters, or supplemental rental income while still functioning as a single-family residence. The expansive lower level adds even more versatility, featuring several semi-finished rooms, a full bath, wet bar, cabinetry, and additional bonus space ideal for recreation, home offices, workshop areas, hobbies, storage, or future expansion possibilities. There is also potential to further integrate the lower level into the main living area by adding an interior stairway, creating even more functional living space. Set on over an acre with a large deck and peaceful country surroundings, the property offers privacy, usable outdoor space, and a scenic setting while remaining conveniently accessible for commuting and everyday needs. Properties offering this much flexibility, usable space, and future potential are difficult to find at this price!
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/22/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $595 | $595 | $595 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,462 | $2,561 | $3,348 |
| Total Monthly Payment | $3,132 | $3,231 | $4,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.